Highlands County property record for 3703 Castile Ave, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,107 sqft · built 1984 |
| Lot Size | 0.641 acres (27,945 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Sep 2019) |
| Tax Bill | $2,639 (2024) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-020-0190-0100 |
| Primary APN | C-04-34-28-020-0190-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,945 sqft (0.641 acres) |
| Garage Type | Finished |
| Garage Area | 598 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3703 CASTILE AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 10 BLK 19 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LK SEB UNIT 02 |
| Legal Block | 19 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960504 |
3703 Castile Ave is owned and occupied by two individuals who bought it in September 2019.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3703 CASTILE AVE, SEBRING, FL 33872-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on File |
| Deed Sale | Sep 26, 2019 · Amount on File |
| Deed Document Number | 1957767 |
| Deed Book / Page | 2714 / 1772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 3703 CASTILE AVE, SEBRING, FL 33872-2218 |
| Document Number | 0001957767 |
| Book / Page | 002714 / 001772 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 1957767 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $979.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3703 CASTILE AVE SEBRING FL 338722218, SEBRING, FL 33872-2218 |
| Document Number | 1957768 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 002714/001774 |
| Instrument | 1957768 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3703 CASTILE AVE, SEBRING, FL 33872-2218 |
| Document Number | 0001854868 |
| Book / Page | 002583 / 000557 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3703 CASTILE AVE SEBRING FL 338722218, SEBRING, FL 33872-2218 |
| Document Number | 0001854868 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 002583/000557 |
| Instrument | 1854868 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 31, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $183,487 Land $22,200 Building $161,287 | $183,487 Land $22,200 Building $161,287 | |
| 2024 | $2,639.00 (+1%) | ||
| 2023 | $2,399.00 (+9.54%) | $166,454 (+18.41%) Land $13,800 Building $152,654 | $166,454 (+18.41%) Land $13,800 Building $152,654 |
| 2022 | $2,190.00 | $140,574 Land $6,600 Building $133,974 | $140,574 Land $6,600 Building $133,974 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3703 Castile Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3703 Castile Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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