Hillsborough County property record for 3703 Berger Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,950 sqft · built 2012 |
| Lot Size | 1.39 acres (60,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Sep 2018) |
| Tax Bill | $15,766 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015028-0000 |
| Primary APN | 015028-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,950 sqft Living Area |
| Gross Area | 5,636 sqft |
| 1st Floor Area | 1,852 sqft |
| Upper Floors Area | 2,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 60,804 sqft |
| Lot Dimensions | 200 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 1,182 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool House | 336 sqft |
| Porch | Open Porch |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0150280000 |
|---|---|
| Street Address | 3703 BERGER RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | CRENSHAW LAKES LOT 67 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | CRENSHAW LAKES |
| Legal Lot Number | 67 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3703 BERGER RD, LUTZ, FL 33548-4760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on Record |
| Deed Sale | Sep 13, 2018 · Amount on Record |
| Prior Sale | Sep 29, 2010 · Amount on Record |
| Deed Document Number | 2018370036 |
| Deed Book / Page | 26061 / 503 |
| Prior Transfer Date | Jun 3, 2011 |
| Prior Transfer Doc | 0205590659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3703 BERGER RD, LUTZ, FL 33548-4760 |
| Document Number | 0000360318 |
| Instrument Date | Aug 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3703 BERGER RD LUTZ FL 335484760, LUTZ, FL 33548-4760 |
| Document Number | 0000360318 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 360318 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3703 BERGER RD, LUTZ, FL 33548-4760 |
| Document Number | 0000159239 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3703 BERGER RD LUTZ FL 335484760, LUTZ, FL 33548-4760 |
| Document Number | 0000159239 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 159239 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 3703 BERGER RD, LUTZ, FL 33548-4760 |
| Document Number | 0260610503 |
| Book / Page | 026061 / 000503 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 370036 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | EXCEL TITLE I LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3703 BERGER RD LUTZ FL 335484760, LUTZ, FL 33548-4760 |
| Document Number | 260610505 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 026061/000505 |
| Instrument | 370037 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $892,736 (+1.1%) | $1,104,929 (-1.09%) Land $380,013 Building $724,916 | |
| 2025 | $15,766.00 (+10.05%) Homeowner's exemption | $883,016 (+7.93%) | $1,117,122 (+10.71%) Land $372,993 Building $744,129 |
| 2024 | $14,326.00 (+5.96%) | ||
| 2023 | $13,520.00 (+4.52%) Homeowner's exemption | $818,136 (+2.15%) | $1,009,027 (+0.95%) Land $285,985 Building $723,042 |
| 2022 | $12,935.00 Homeowner's exemption | $800,936 | $999,520 Land $280,915 Building $718,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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