3702 Wheatridge Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3702 Wheatridge Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$213,800 (Apr 2020)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Mortgage
APN	`03-7.0-35-002-000-014.041`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-002-000-014.041`

Interior

Building Area	1,432 sqft Base Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	115 ft deep x 82.7 ft wide

Location & Zoning

Street Address	3702 WHEATRIDGE DR
City	SAINT JOSEPH
State	MO
Zip	64506-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WHEATRIDGE 3RD PLAT LOT:66 BLK:0LGL DESC:
Legal Subdivision	WHEATRIDGE 3RD PLAT
Legal Lot Number	66
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

3702 Wheatridge Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3702 WHEATRIDGE DR, SAINT JOSEPH, MO 64506-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL SAVINGS ASSOCIATION
Apr 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL SAVINGS ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Nov 13, 2015 · Amount on File
Deed Document Number	20203102
Deed Book / Page	3747 / 955
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	003747/955
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3702 WHEATRIDGE DR, SAINT JOSEPH, MO 64506-5018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 WHEATRIDGE DR, SAINT JOSEPH, MO 64506-5018

Mortgage

Document Number	3755/422
Date	Nov 9, 2020
Book Page	3755/422
Instrument	2020010607

Lender

Name	MUTUAL SAVINGS ASSOCIATION
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Apr 23, 2020
Property Address	3702 WHEATRIDGE DR, SAINT JOSEPH, MO 64506-5018
Document Number	003747/955
Book / Page	3747 / 955
Instrument Date	Apr 21, 2020
Instrument	2020003102
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 WHEATRIDGE DR, SAINT JOSEPH, MO 64506-5018

Mortgage

Document Number	2020003103
Date	Apr 23, 2020
Instrument	2020003103

Lender

Name	MUTUAL SAVINGS ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3702 Wheatridge Dr was $2,782, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (+0.04%)	$38,950 Land $4,350 Building $34,600	$205,040 Land $22,920 Building $182,120
2024	$2,781.00 (+20.65%)
2023	$2,305.00 (-0.69%)	$35,230 (-) Land $4,350 Building $30,880	$185,420 Land $22,920 Building $162,500
2022	$2,321.00	$35,230 Land $4,350 Building $30,880
2021			$185,420 Land $22,920 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3702 Wheatridge Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3702 Wheatridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber, T-Mobile, Verizon.

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