3702 Sumerlin Dr, Buckner, KY 40010 Property Records

Oldham County property record for 3702 Sumerlin Dr, Buckner, KY 40010 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,816 sqft · built 2004
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2025)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05A-04-128`

Property Details

APN / Parcel Number

Primary APN	`31-05A-04-128`
Alternative APNs	`29397` `72251`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,816 sqft Living Area
Basement Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	72251
Street Address	3702 SUMERLIN DR
City	BUCKNER
State	KY
Zip	40010-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.25 AC LOT
Legal Subdivision	DARBY POINTE
Legal Block	SEC 4
Legal Lot Number	128
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1025
Census Tract	30703

Owner

Source: Oldham County records · APN 31-05A-04-128

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 20, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	2025812827
Deed Book / Page	1413 / 369
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Recording Date	Jul 09, 2026
Property Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844
Document Number	0000872201
Book / Page	2751 / 732
Instrument Date	Jul 02, 2026
Instrument	2026872201
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HOME TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844

Mortgage

Document Number	0000872201,
Date	Jul 09, 2026
Book Page	2751/732
Instrument	2026872201

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 20, 2025
Property Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844
Document Number	0D1413/369
Book / Page	D1413 / 369
Map Reference	MB 6 PG 45
Instrument Date	Jun 18, 2025
Instrument	812827
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 SUNDROP PATH, LEXINGTON, KY 40509-2953

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844

Mortgage

Document Number	0000812830
Date	Jun 20, 2025
Instrument	812830

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 SUMERLIN DR, BUCKNER, KY 40010-8844

Mortgage

Document Number	0M2569/102
Date	Jan 27, 2022
Book Page	M2569/102
Instrument	675540

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2051

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00 (+11.45%)	$360,000 (+12.5%) Land $50,000 Building $310,000	$360,000 (+12.5%) Land $50,000 Building $310,000
2023	$4,019.00	$320,000 Land $40,000 Building $280,000	$320,000 Land $40,000 Building $280,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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