3702 Rui Cove Ct, Spring, TX 77386 Property Records

Montgomery County property record for 3702 Rui Cove Ct, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,508 sqft · built 2005
Lot Size	1.24 acres (54,215 sqft)
Owner	2 Individual Names on File
Last Sale	$843,000 (Jan 2017)
Tax Bill	$19,019 (2025)
Deeds & Mortgages	Dec 2018 Sale Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2571-03-00100`

Property Details

APN / Parcel Number

Primary APN	`2571-03-00100`
Alternative APN	`R336009`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	5,508 sqft Living Area
Gross Area	6,512 sqft
1st Floor Area	3,603 sqft
2nd Floor Area	1,905 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	54,215 sqft
View / Lot	Primary
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3702 RUI COVE CT
City	SPRING
State	TX
Zip	77386-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S257103 - BENDERS LANDING 03, BLOCK 1, LOT 1
Legal Subdivision	BENDERS LANDING 03
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	692010

Owner

3702 Rui Cove Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3702 RUI COVE CT, SPRING, TX 77386-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Jan 26, 2017	Vendor's Lien, Transfer · ARM AMEGY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Aug 30, 2011 · Amount on File
Deed Document Number	20176883
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 4, 2018
Property Address	3702 RUI COVE CT, SPRING, TX 77386-6014
Document Number	0000114915
Instrument Date	Nov 30, 2018
Instrument	114915
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3702 RUT COVE CT SPRING TX 77386, SPRING, TX 77386

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 26, 2017
Property Address	3702 RUI COVE CT, SPRING, TX 77386-6014
Document Number	0000006883
Map Reference	CAB X SH17
Instrument Date	Jan 26, 2017
Instrument	2017006883
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 ARENDALE LN, SPRING, TX 77386-2101

Mortgage

Document Number	0000006884
Date	Jan 26, 2017
Instrument	2017006884

Lender

Name	AMEGY BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 3702 Rui Cove Ct was $19,019 with a homeowner's exemption, up 8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,483,000 (+7.2%) Land $420,166 Building $1,062,834	$1,483,000 (+1.92%) Land $420,166 Building $1,062,834
2025	$19,019.00 (+8%) Homeowner's exemption	$1,383,428 (+1%) Land $420,166 Building $1,034,927	$1,455,093 (-6.96%) Land $420,166 Building $1,034,927
2024	$17,610.00 (+10.78%) Homeowner's exemption	$1,257,662 (+1%) Land $420,166 Building $1,143,834	$1,564,000 (+27.15%) Land $420,166 Building $1,143,834
2023	$15,896.00 Homeowner's exemption	$1,143,330 Land $260,230 Building $969,770	$1,230,000 Land $260,230 Building $969,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3702 Rui Cove Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 331 policies
Nearby Flood Policies	331 in force
Nearby Flood Claims	11 (2017–2022)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3702 Rui Cove Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENDERS LANDING WATER PLANT 1 & 2 private · serves 5,892 people · EPA ID TX1700678
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

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