Oldham County property record for 3702 River Bluff Rd, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,830 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $303,000 (2018) |
| Tax Bill | $4,356.00 (2025) |
| Primary APN | 02-02A-01-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,830 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 60005 |
|---|---|
| Street Address | 3702 RIVER BLUFF RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .63AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30801 |
Source: Oldham County records · APN 02-02A-01-14
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3702 RIVER BLUFF RD, PROSPECT, KY 40059-9099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Jul 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Deed Document Number | 541045 |
| Deed Book / Page | D1195 / 0577 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3702 RIVER BLUFF RD, PROSPECT, KY 40059-9099 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2448/308 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | M2448/308 |
| Instrument | 594206 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 12, 2018 |
| Property Address | 3702 RIVER BLUFF RD, PROSPECT, KY 40059-9099 |
| Document Number | D1195/0577 |
| Book / Page | D1195 / 0577 |
| Map Reference | MB1 PG32 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 541045 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3702 RIVER BLUFF RD, 3702, PROSPECT, KY 40059-9099 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3702 RIVER BLUFF RD, PROSPECT, KY 40059-9099 |
| Document Number | 541046 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 541046 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | River Bluff City |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (+14.84%) | $350,000 (+15.51%) Land $50,000 Building $300,000 | $350,000 (+15.51%) Land $50,000 Building $300,000 |
| 2023 | $3,793.00 | $303,000 Land $50,000 Building $253,000 | $303,000 Land $50,000 Building $253,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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