3702 Ratcliffe Rd, Big Stone Gap, VA 24219 Property Records

Wise County property record for 3702 Ratcliffe Rd, Big Stone Gap, VA 24219

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2025
Lot Size	4.67 acres (203,425 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Feb 2025)
Tax Bill	$1,297 (2026)
Deeds & Mortgages	Feb 2025 Sale Mar 2012 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R016902`

Property Details

APN / Parcel Number

Primary APN	`R016902`
Alternative APNs	`077 089C` `016902`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Living Area
Gross Area	1,585 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	203,425 sqft (4.67 acres)
Porch	Slab
Deck Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3702 RATCLIFFE RD
City	BIG STONE GAP
State	VA
Zip	24219-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.67 AC PT GAVIN BLEDSOE PLAT (.3MILE
Legal Subdivision	SURVEY FOR CHARLES RONALD MORGAN
Jurisdiction	WISE VA
Township / Civil Division	3
Census Block Group	2
Census Block	2056
Census Tract	931200

Owner

Source: Wise County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 WILLIAM ST, TOWANDA, PA 18848-1920
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed, Transfer
Mar 15, 2012	Foreclosure
Nov 21, 2007	Deed, Transfer · Conventional Mortgage POWELL VALLEY NATIONAL BANK
Oct 30, 2006	Deed, Transfer · Conventional Mortgage POWELL VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Mar 15, 2012 · Amount on Record
Deed Document Number	2025533
Record Updated	Oct 29, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Feb 12, 2025
Property Address	3702 RATCLIFFE RD, BIG STONE GAP, VA 24219-4350
Document Number	0202500533
Map Reference	BK 569 PG 305
Instrument Date	Feb 12, 2024
Instrument	202500533
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 WILLIAM ST, TOWANDA, PA 18848-1920

March 2012: Foreclosure

Document Type	Foreclosure
Jurisdiction	WISE VA
Recording Date	Mar 15, 2012
Property Address	3702 RATCLIFFE RD, BIG STONE GAP, VA 24219-4350
Document Number	0201200811
Instrument Date	Mar 5, 2012
Instrument	201200811
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Nov 21, 2007
Property Address	3702 RATCLIFFE RD, BIG STONE GAP, VA 24219-4350
Document Number	0200704803
Instrument Date	Nov 6, 2007
Instrument	200704803
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1109 MOHAWK LOOP, KEOKEE, VA 24265-8672

Mortgage

Document Number	0200704804
Date	Nov 21, 2007
Instrument	200704804

Lender

Name	POWELL VALLEY NATIONAL BANK
Address	JONESVILLE, VA 24263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2027

Interest

Rate	7.5%

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Oct 30, 2006
Property Address	3702 RATCLIFFE RD, BIG STONE GAP, VA 24219-4350
Document Number	0200604540
Instrument Date	Oct 11, 2006
Instrument	200604540
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1730 SPRING RIDGE RD, BIG STONE GAP, VA 24219-4275

Mortgage

Document Number	0200604541
Date	Oct 30, 2006
Instrument	200604541

Lender

Name	POWELL VALLEY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	184 Months
Due	Feb 22, 2022
Prepayment Penalty	00 Months

Interest

Rate	7%

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,297.00 (+532.68%)	$188,000 (+57.06%) Land $60,000 Building $128,000	$188,000 (+57.06%) Land $60,000 Building $128,000
2025	$205.00 (+0.49%)	$119,700 (+303.03%) Land $34,700 Building $85,000	$119,700 (+303.03%) Land $34,700 Building $85,000
2023	$204.00	$29,700 (-) Land $29,700	$29,700 (-) Land $29,700
2022		$29,700 Land $29,700	$29,700 Land $29,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2001–2003)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 5 claims Severe Storms And Flooding, Mar 2002 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 91% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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