Winnebago County property record for 3702 Genoa Rd, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 777 sqft · built 1950 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Feb 2024) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253D050 |
| Primary APN | 253D050 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 777 sqft Living Area |
| Gross Area | 1,302 sqft |
| 1st Floor Area | 777 sqft |
| Basement Area | 525 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 252 sqft |
| Driveway | Driveway |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3702 GENOA RD |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | COMM SE COR NW1/4 SE1/4 SEC N 278.9 FTSW 167.2 FT NW 192.04 FT NW 31.21 FTTO POB TH NW 194.08 FT W 33 FT S 138.18 FT SE 109.26 FT NE 123.62 FT TO POB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3705 |
3702 Genoa Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3702 GENOA RD, CHERRY VALLEY, IL 61016-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Jan 25, 2021 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on File |
| Deed Sale | Feb 22, 2024 · Amount on File |
| Prior Sale | Jan 25, 2021 · Amount on File |
| Deed Document Number | 20243882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 22, 2024 |
| Property Address | 3702 GENOA RD, CHERRY VALLEY, IL 61016-9408 |
| Document Number | 0000003882 |
| Map Reference | BK338 PG226 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2403882 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3702 GENOA RD, CHERRY VALLEY, IL 61016-9408 |
| Document Number | 0000003883 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2403883 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 25, 2021 |
| Property Address | 3702 GENOA RD, CHERRY VALLEY, IL 61016-9408 |
| Document Number | 0000002958 |
| Map Reference | BK 338 PG 226 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2102958 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3702 GENOA RD, CHERRY VALLEY, IL 61016-9408 |
| Document Number | 0000002959 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2102959 |
| Name | ENVOY MORTGAGE LTD |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 2.63% |
|---|
| Document Number | 0000002960 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2102960 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3702 Genoa Rd was $2,148.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 | $35,879 Land $11,484 Building $24,395 | $107,637 Land $34,452 Building $73,185 |
| 2022 | Homeowner's exemption | $27,860 Land $9,073 Building $18,787 | $83,580 Land $27,219 Building $56,361 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3702 Genoa Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3702 Genoa Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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