3702 Ellis Rd, Rockford, IL 61101 Property Records

Winnebago County property record for 3702 Ellis Rd, Rockford, IL 61101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,476 sqft · built 1942
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jul 2020)
Tax Bill$2,480 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN190B173A

Property Details

APN / Parcel Number

Primary APN190B173A
Alternative APN
  • 1110103004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Gross Area2,346 sqft
1st Floor Area870 sqft
Basement Area870 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions168 ft deep x 141 ft wide
Garage TypeDetached
Garage Area680 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3702 ELLIS RD
CityROCKFORD
StateIL
Zip61101-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOUNTY CLERKS PLAT PT OF NW1/4 SEC 10-44-1 (EXC ELY 118 FT) LOT 38
Legal Range1
Legal Township44
Legal Section10
Legal SubdivisionCOUNTY CLERKS PLAT
Legal Lot Number38
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group3
Census Block3019
Census Tract3602

Owner

3702 Ellis Rd is owned and occupied by an individual who bought it in July 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3702 ELLIS RD, ROCKFORD, IL 61101-2629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage
HUD
Jul 22, 2020Warranty Deed, Transfer · FHA Mortgage
ENVOY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on File
Deed SaleJul 22, 2020 · Amount on File
Deed Document Number202019975
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3702 ELLIS RD, ROCKFORD, IL 61101-2629
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000578
DateJan 10, 2024
Instrument2400578
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount on Record
Term324 Months
DueJan 20, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 22, 2020
Property Address3702 ELLIS RD, ROCKFORD, IL 61101-2629
Document Number0001019975
Instrument DateJul 20, 2020
Instrument1019975
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3702 ELLIS RD ROCKFORD IL 611012629, ROCKFORD, IL 61101-2629

Mortgage

Document Number1019976
DateJul 22, 2020
Instrument1019976
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 21, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Mortgage

Document Number1019977,
DateJul 22, 2020
Instrument1019977
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3702 Ellis Rd was $2,480 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00$40,225 Land $2,756 Building $37,469$120,675 Land $8,268 Building $112,407
2022Homeowner's exemption$28,451 Land $1,949 Building $26,502$85,353 Land $5,847 Building $79,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3702 Ellis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3702 Ellis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

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