Habersham County property record for 3702 Duncan Bridge Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft · built 1912 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2010) |
| Tax Bill | $1,316 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045 008 |
| Primary APN | 045 008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Heated Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1965 |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Width | 384 ft Width |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Utility Building | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 486820 |
|---|---|
| Street Address | 3702 DUNCAN BRIDGE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRI |
| Legal Description | 10-86 937-714 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 603 |
3702 Duncan Bridge Rd is owned by two individuals who bought it in November 2010.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3726 DUNCAN BRIDGE RD, CORNELIA, GA 30531-4908 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Nov 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2010 · Amount on File |
| Deed Sale | Nov 12, 2010 · Amount on File |
| Deed Book / Page | 937 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 3702 DUNCAN BRIDGE RD, CORNELIA, GA 30531-4908 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3702 DUNCAN BRIDGE RD, CORNELIA, GA 30531-4908 |
| Document Number | 0000001212/0000000484 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 0000001212/0000000484 |
| Name | SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Due | Jan 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 3702 DUNCAN BRIDGE RD, CORNELIA, GA 30531-4908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3702 DUNCAN BRIDGE RD, CORNELIA, GA 30531-4908 |
| Document Number | 0000001241/0000000134 |
|---|---|
| Date | Nov 29, 2020 |
| Book Page | 0000001241/0000000134 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 3702 Duncan Bridge Rd was $1,316, up 41.2% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,316.00 (+41.2%) | $114,038 (+5.35%) Land $65,912 Building $48,126 | $285,094 (+5.35%) Land $164,780 Building $120,314 |
| 2025 | $932.00 Homeowner's exemption | $108,243 Land $61,600 Building $46,643 | $270,607 Land $154,000 Building $116,607 |
| 2023 | Homeowner's exemption | $87,776 (+28.56%) Land $57,072 Building $30,704 | $219,440 (+28.56%) Land $142,680 Building $76,760 |
| 2022 | Homeowner's exemption | $68,276 Land $41,856 Building $26,420 | $170,690 Land $104,640 Building $66,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3702 Duncan Bridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3702 Duncan Bridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
May also be available: Windstream.
5G and 4G LTE (outdoors only)
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