Harris County property record for 3702 Cochran St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1973 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,814 (Jun 2026) |
| Tax Bill | $3,669 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-055-000-0005 |
| Primary APN | 031-055-000-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 2,034 sqft |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0310550000005 |
|---|---|
| Street Address | 3702 COCHRAN ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 55 RYON |
| Legal Subdivision | RYON |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 210500 |
3702 Cochran St is owned and occupied by an individual who bought it in June 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage JSC FEDERAL CREDIT UNION |
| Jun 6, 2025 | Vendor's Lien, Transfer · Commercial Mortgage SWIFT CAPITAL USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Jun 6, 2025 · Amount on File |
| Deed Document Number | 2026228399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 9, 2026 |
| Property Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Document Number | 0000228399 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026228399 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Document Number | 0000228400, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026228400 |
| Name | JSC FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 6, 2025 |
| Property Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Document Number | 0000217842 |
| Map Reference | VOL Z PG 601 |
| Instrument Date | Jun 3, 2025 |
| Instrument | 2025-217842 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | MAJESTIC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Name | Verified Name |
|---|---|
| Address | 3702 COCHRAN ST, HOUSTON, TX 77009-4924 |
| Document Number | 0000217843 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025-217843 |
| Name | SWIFT CAPITAL USA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MCKINNEY, TX 75070 |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 3, 2026 |
The 2025 property tax bill for 3702 Cochran St was $3,669, down 16.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,452 (+10.35%) Land $138,000 Building $179,452 | $317,452 (+10.35%) Land $138,000 Building $179,452 | |
| 2025 | $3,669.00 (-16.5%) | $287,675 Land $166,000 Building $121,675 | $287,675 Land $166,000 Building $121,675 |
| 2024 | $4,394.00 | ||
| 2023 | $330,968 Land $155,000 Building $175,968 | $330,968 Land $155,000 Building $175,968 | |
| 2022 | $4,195.00 | ||
| 2020 | $4,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3702 Cochran St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 6 (2001–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3702 Cochran St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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