3702 Cliffside Rd, Mooresboro, NC 28114 Property Records

Cleveland County property record for 3702 Cliffside Rd, Mooresboro, NC 28114

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1963
Lot Size	0.773 acres (33,672 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,015 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1144430`

Property Details

APN / Parcel Number

Primary APN	`1144430`
Alternative APN	`1814`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Finished Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	33,672 sqft (0.773 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1144430
Street Address	3702 CLIFFSIDE RD
City	MOORESBORO
State	NC
Zip	28114-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.773 AC RD 1003
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2030
Census Tract	951501

Owner

3702 Cliffside Rd is owned and occupied by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 28, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 30, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 18, 2026
Property Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608
Document Number	0200128534
Book / Page	1974 / 1937
Instrument Date	May 14, 2026
Instrument	2026200128534
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608

Mortgage

Document Number	0200128534,
Date	May 18, 2026
Book Page	1974/1937
Instrument	2026200128534

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608

Mortgage

Document Number	0018872362
Date	Nov 28, 2022
Book Page	1887/2362
Instrument	200081243

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017921818
Date	May 30, 2019
Book Page	1792/1818
Instrument	200026828

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3702 CLIFFSIDE RD, MOORESBORO, NC 28114-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018090993
Date	Mar 16, 2020
Book Page	1809/993
Instrument	200037160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3702 Cliffside Rd was $1,015, up 8.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,015.00 (+8.09%)	$148,029 (-) Land $15,688 Building $132,341	$148,029 (-) Land $15,688 Building $132,341
2025	$939.00	$148,029 Land $15,688 Building $132,341	$148,029 Land $15,688 Building $132,341
2023		$81,641 Land $11,884 Building $69,757	$81,641 Land $11,884 Building $69,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3702 Cliffside Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3702 Cliffside Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cliffside Rd

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