Orange County property record for 3702 Carmel Ave, Irvine, CA 92606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,929 sqft · built 1971 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,780,000 (May 2025) |
| Tax Bill | $16,787 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 449-161-43 |
| Primary APN | 449-161-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 2,357 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 3702 CARMEL AVE |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92606-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 7309 BLK LOT 64 |
| Legal Subdivision | TRACT NO. 7309 |
| Legal Tract | 7309 |
| Legal Lot Number | 64 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 52527 |
Source: Orange County records · APN 449-161-43
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3702 CARMEL AVE, IRVINE, CA 92606-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Feb 13, 2025 · Amount on Record |
| Deed Document Number | 2025150348 |
| Prior Transfer Date | Feb 07, 2025 |
| Prior Transfer Doc | 0000053878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3702 CARMEL AVE, IRVINE, CA 92606-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3702 CARMEL AVE, IRVINE, CA 92606-1718 |
| Document Number | 0000030325 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 2026000030325 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3702 CARMEL AVE, IRVINE, CA 92606-1718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3702 CARMEL AVE, IRVINE, CA 92606-1718 |
| Document Number | 0000268358 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025000268358 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,815,600 (+13.48%) Land $1,653,496 Building $162,104 | |
| 2025 | $16,787.00 (+442.22%) | $1,600,000 (+457.52%) Land $1,443,700 Building $156,300 |
| 2023 | $3,096.00 (+2.18%) Homeowner's exemption | $286,986 Land $124,081 Building $162,905 |
| 2022 | $3,030.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 869 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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