Manatee County property record for 3702 31st Ave W, Bradenton, FL 34205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1979 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $776 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50797-1560-2 |
| Primary APN | 50797-1560-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,559 sqft |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3702 31ST AVE W |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34205-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR_R-1 |
| Legal Description | LOT 15 BLK L SANDPOINTE SUB 5TH ADD PI#50797.1560/2 |
| Legal Range | 17E |
| Legal Township | 35S |
| Legal Section | 04 |
| Legal Subdivision | SANDPOINTE 5TH ADDITION |
| Legal Tract | 05079707 |
| Legal Block | L |
| Legal Lot Number | 15 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 503 |
3702 31st Ave W is owned and occupied by two individuals who acquired it in April 1997.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 5, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 25, 1997 |
| Transfer Doc | 1517001241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Document Number | 0000036666 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202636666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Document Number | 0000036666, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202636666 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Document Number | 0041075766 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202341075766 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027760435 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 2776/0435 |
| Instrument | 201941032413 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Document Number | 0027092330 |
| Book / Page | 002709 / 002330 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | UNITED TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3702 31ST AVE W BRADENTON FL 342051945, BRADENTON, FL 34205-1945 |
| Document Number | 0027092330 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 002709/002330 |
| Instrument | 41002929 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 8, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3702 31ST AVE W, BRADENTON, FL 34205-1945 |
| Document Number | 0026850085 |
| Book / Page | 002685 / 000085 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3702 31ST AVE W BRADENTON FL 342051945, BRADENTON, FL 34205-1945 |
| Document Number | 0026850085 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 002685/000085 |
| Instrument | 41070527 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3702 31st Ave W was $776 with a homeowner's exemption, up 4.4% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bradenton City |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,362 (+2.7%) | $256,075 (-2.8%) Land $79,050 Building $177,025 | |
| 2025 | $776.00 (+4.44%) Homeowner's exemption | $84,092 | $263,452 Land $79,050 Building $184,402 |
| 2024 | $743.00 (+4.06%) | ||
| 2023 | $714.00 (+5.31%) Homeowner's exemption | $79,342 (+3%) | $268,369 (+19.84%) Land $79,050 Building $189,319 |
| 2022 | $678.00 Homeowner's exemption | $77,031 | $223,937 Land $70,000 Building $153,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3702 31st Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3702 31st Ave W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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