3701 Riggs Rd, Temple, TX 76502 Property Records

Bell County property record for 3701 Riggs Rd, Temple, TX 76502 · Last verified April 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 3,009 sqft · built 1996
Lot Size	20.1 acres (876,428 sqft)
Owner	Individual Name on File
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0451860507`

Property Details

APN / Parcel Number

Primary APN	`0451860507`
Alternative APNs	`171335` `640891`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,009 sqft Gross Area
1st Floor Area	2,023 sqft
2nd Floor Area	986 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	876,428 sqft (20.1 acres)
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	640 sqft
Canopy	600 sqft
Storage Building	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3701 RIGGS RD
City	TEMPLE
State	TX
Zip	76502-7636
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A0014BC M MORENO, 513-5-5, ACRES 10.06
Legal Subdivision	M MORENO
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2033
Census Tract	21400

Owner

Source: Bell County records · APN 0451860507

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3701 RIGGS RD, TEMPLE, TX 76502-7636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY FCU
May 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2018
Deed Sale	May 21, 2018
Prior Sale	Apr 03, 2008 · Amount on Record
Deed Document Number	201820565
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3701 RIGGS RD, TEMPLE, TX 76502-7636
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 RIGGS RD, TEMPLE, TX 76502-7636

Mortgage

Document Number	0000012570
Date	Mar 17, 2026
Instrument	2026012570

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3701 RIGGS RD, TEMPLE, TX 76502-7636
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036032
Date	Aug 28, 2017
Instrument	2017-00036032

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3701 RIGGS RD, TEMPLE, TX 76502-7636
Transaction Type	Mortgage
Record Updated	Sep 01, 2022
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034377
Date	May 31, 2022
Instrument	2022034377

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 21, 2018
Property Address	3701 RIGGS RD, TEMPLE, TX 76502-7636
Document Number	0000020565
Instrument Date	May 21, 2018
Instrument	20565
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 LAS MORAS DR TEMPLE TX 765022133, TEMPLE, TX 76502-2133

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,500.00 (+17.27%)	$496,953 (-34.46%)	$890,675 (+17.47%) Land $230,964 Building $659,711
2023	$5,543.00 (-9.58%) Homeowner's exemption	$758,220 Land $200,922 Building $557,298	$758,220 Land $200,922 Building $557,298
2022	$6,130.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270214002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 30% of Texas
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 200
Verizon	Fixed Wireless	300 / 20
SOS Communications	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	25 / 3

May also be available at this address: AMG Technology Investment Group, Electronic Corporate Pages, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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