3701 N Prospect Ave, Champaign, IL 61822 Property Records

Champaign County property record for 3701 N Prospect Ave, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,118 sqft · built 1987
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2 (2024)
Deeds & MortgagesAug 2019 Line of Credit
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-14-26-400-005

Property Details

APN / Parcel Number

Primary APN12-14-26-400-005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area3,114 sqft
1st Floor Area1,118 sqft
Basement Area1,118 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area878 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3701 N PROSPECT AVE
CityCHAMPAIGN
StateIL
Zip61822-9461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range08E
Legal Township20N
Legal Section26
JurisdictionCHAMPAIGN IL
Township / Civil DivisionHENSLEY
Census Block Group1
Census Block1166
Census Tract10604

Owner

3701 N Prospect Ave is owned and occupied by two individuals who acquired it in December 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3701 N PROSPECT AVE, CHAMPAIGN, IL 61822-9461
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Sep 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 18, 2019
Transfer Doc0000021263
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address3701 N PROSPECT AVE, CHAMPAIGN, IL 61822-9461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014144
DateAug 30, 2019
Instrument2019R14144
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueSep 16, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 10, 2020
Property Address3701 N PROSPECT AVE, CHAMPAIGN, IL 61822-9461
Document Number0000018335
Instrument DateSep 10, 2020
Instrument18335
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3701 N PROSPECT AVE CHAMPAIGN IL 618229461, CHAMPAIGN, IL 61822-9461

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 18, 2019
Property Address3701 N PROSPECT AVE, CHAMPAIGN, IL 61822-9461
Document Number0000021263
Instrument DateDec 18, 2019
Instrument21263
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3701 N PROSPECT AVE CHAMPAIGN IL 618229461, CHAMPAIGN, IL 61822-9461

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionHensley Township
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,870 Land $10,410 Building $62,460$218,610 Land $31,230 Building $187,380
2024$2.00
2022$2.00 Homeowner's exemption Senior Citizen's exemption$56,430 Land $8,060 Building $48,370$169,290 Land $24,180 Building $145,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3701 N Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008)
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3701 N Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
Mediacom Xtream
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on N Prospect Ave

Nearby Streets

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