3701 Lakeview Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 3701 Lakeview Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,803 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2021)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-455-028`

Property Details

APN / Parcel Number

Primary APN	`09-25-455-028`

Interior

Building Area	1,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached

Location & Zoning

Street Address	3701 LAKEVIEW DR
City	WINNEBAGO
State	IL
Zip	61088-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE TOWNHOME ASSOCIATION SUB PT SE1/4 SEC 25-27-10 LOT 1
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE TOWNHOME ASSOCIATION
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4021
Census Tract	4300

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CU
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB BK
Aug 16, 2019	Loan Modification, Mortgage · Conventional Mortgage HOLCOMB BK
Aug 17, 2018	Loan Modification, Mortgage · Line of Credit HOLCOMB BK
Jan 29, 2018	Loan Modification, Mortgage · Conventional Mortgage HOLCOMB BANK
Aug 14, 2017	Warranty Deed, Construction Loan · Line of Credit HOLCOMB ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	2105375
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031853
Date	Sep 8, 2021
Instrument	2131853

Lender

Name	CORNERSTONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 12, 2021
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0000005375
Map Reference	PB 49 PG 55B
Instrument Date	Feb 3, 2021
Instrument	2105375
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	0000005376
Date	Feb 12, 2021
Instrument	2105376

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 3, 2027

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001024594
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3701 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	0001024594
Date	Aug 26, 2020
Instrument	1024594

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068-0355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Interest

Rate	2.62%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001029157
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3701 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	0001029157
Date	Aug 29, 2019
Instrument	1029157

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068-0355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2020

Interest

Rate	5.25%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001025517
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3701 LAKESIDE DR WINNEBAGO IL 61088, WINNEBAGO, IL 61088

Mortgage

Document Number	0001025517
Date	Sep 4, 2018
Instrument	1025517

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068-0355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001003491
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3701 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	0001003491
Date	Feb 5, 2018
Instrument	1003491

Lender

Name	HOLCOMB BANK
Address	HOLCOMB, IL 61043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2019

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 14, 2017
Property Address	3701 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001024723
Instrument Date	Jul 24, 2017
Instrument	1024723
Transaction Type	Construction Loan
Record Updated	Aug 30, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2227 N CENTRAL AVE ROCKFORD IL 611012347, ROCKFORD, IL 61101-2347

Mortgage

Document Number	1024724
Date	Aug 14, 2017
Instrument	1024724

Lender

Name	HOLCOMB ST BK
Type	Bank
Address	HOLCOMB, IL 61043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$91,300 Land $9,198 Building $82,102	$273,900 Land $27,594 Building $246,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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