3701 Friars Cove Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3701 Friars Cove Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Vehicle Sales & Rentals
Details	7,843 sqft · built 1987
Lot Size	9.22 acres (401,623 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jul 2017)
Tax Bill	$25,386 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-00U0-0090-0000`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-00U0-0090-0000`
Alternative APNs	`26303500U000900000` `352630000000900000` `127182`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	7,843 sqft Gross Area
1st Floor Area	3,514 sqft
Office	418 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Metal
Fire Resistance	Fireproof Steel Frame
Foundation Type	Footing
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	401,623 sqft (9.22 acres)
Garage Type	Attached
Garage Area	3,192 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	301 sqft
Patio Area	200 sqft
Utility Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3701 FRIARS COVE LN
City	SAINT CLOUD
State	FL
Zip	34772-7410
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Local Zoning Code	SPUD
Legal Description	E 1/2 OF NW 1/4 OF SE 1/4 OF NW 1/4 & W 1/2 OF NE 1/4 OF SE 1/4 OF NW 1/4 W OF FL 523
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	ACREAGE & UNREC
Legal Tract	U0
Legal Block	90
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2032
Census Tract	43207

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3701 FRIARS COVE LN, SAINT CLOUD, FL 34772-7410
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA
Jan 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA
Jul 10, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	201799866
Deed Book / Page	5176 / 2153
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3701 FRIARS COVE LN, SAINT CLOUD, FL 34772-7410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054822283
Date	Feb 26, 2019
Book Page	5482/2283
Instrument	2019024589

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	KISSIMMEE, FL 34741

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3701 FRIARS COVE LN, SAINT CLOUD, FL 34772-7410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052721910
Date	Jan 22, 2018
Book Page	5272/1910
Instrument	2018011023

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	KISSIMMEE, FL 34741

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 10, 2017
Property Address	3701 FRIARS COVE LN, SAINT CLOUD, FL 34772-7410
Document Number	0051762153
Book / Page	005176 / 002153
Instrument Date	Jul 7, 2017
Instrument	99866
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$7,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1621 13TH ST ST CLOUD FL 347694306, ST CLOUD, FL 34769-4306

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,386.00 (+11.85%)	$1,537,900 (+22.84%) Land $1,061,400 Building $476,500	$1,537,900 (+22.84%) Land $1,061,400 Building $476,500
2024	$22,696.00 (+7.93%)
2023	$21,028.00 (+12.85%)	$1,252,000 (+19.45%) Land $831,000 Building $421,000	$1,252,000 (+19.45%) Land $831,000 Building $421,000
2022	$18,633.00	$1,048,100 Land $692,300 Building $355,800	$1,048,100 Land $692,300 Building $355,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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