3701 E 1520 S 1328, 1328, SPANISH FORK, UT 84660-6421
Mortgage
Document Number
0000019862
Date
Mar 28, 2024
Instrument
19862:2024
Lender
Name
PROVO CITY CORPORATION
Type
Non-Lending Institution
Address
PROVO, UT 84601
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
May 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
UTAH UT
Recording Date
May 29, 2026
Property Address
3701 E 1520 S, SPANISH FORK, UT 84660-6421
Document Number
0000044862
Instrument Date
May 28, 2026
Instrument
202644862
Transaction Type
Transfer
Record Updated
Jun 8, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Estimated Sale Price
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3701 E 1520 S, SPANISH FORK, UT 84660-6421
Mortgage
Document Number
0000044873,
Date
May 29, 2026
Instrument
202644873
Lender
Name
NEST HOME LENDING LLC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2056
Interest
Rate
6.3%
Max Rate
-1%
Mortgage
Document Number
0000044874,
Date
May 29, 2026
Instrument
202644874
Lender
Name
NEST HOME LENDING LLC
Agreement
Amount
Amount on Record
Interest
Rate
6.3%
Max Rate
-1%
March 2024: Special Warranty Deed, Subdivision Related Transfer
Document Type
Special Warranty Deed
Jurisdiction
UTAH UT
Recording Date
Mar 26, 2024
Property Address
3701 E 1520 S, SPANISH FORK, UT 84660-6421
Document Number
0000019237
Instrument Date
Mar 5, 2024
Instrument
19237:2024
Transaction Type
Subdivision Related Transfer
Record Updated
Jun 24, 2026
Title Company
COTTONWOOD TITLE INSURANCE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3701 E 1520 S, SPANISH FORK, UT 84660-6421
Mortgage
Document Number
0000019238
Date
Mar 26, 2024
Instrument
19238:2024
Lender
Name
DHI MORTGAGE COMPANY LTD
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2054
Tax Assessment & Valuation
The 2025 property tax bill for 3701 E 1520 S was $1,814, up 1.3% from the year before.
Source: Utah County assessment roll, as of July 20, 2026
Property Jurisdictions
Type
Name
State
Utah
County
Utah County
Municipality
Spanish Fork City
Unified School District
Nebo School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$189,255 (+0.5%)
$344,100 (+0.5%)Land $53,500Building $290,600
2025
$1,814.00 (+1.28%)
$188,320
$342,400Land $50,300Building $292,100
2024
$1,791.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3701 E 1520 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
2 (2021)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jul 2021 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3701 E 1520 S is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 75% of the US · above 65% of Utah
Wildfire Likelihood
0.5% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source
Groundwater
Last State Inspection
Oct 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025