Lubbock County property record for 3701 97th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,256 sqft · built 1979 |
| Lot Size | 0.267 acres (11,650 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R99556 |
| Primary APN | R99556 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,256 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 11,650 sqft (0.267 acres) |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3701 97TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | RAINTREE L 824 |
| Legal Subdivision | RAINTREE |
| Legal Lot Number | 8240 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10504 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3701 97TH ST, LUBBOCK, TX 79423-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1992 |
| Deed Sale | Aug 26, 1992 |
| Deed Document Number | 1992-26910 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3701 97TH ST, LUBBOCK, TX 79423-3825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007727 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024007727 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Monthly |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 10.5% |
| Index | 6-Month T-Bill |
| Max Rate | 14.5% |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (-28.84%) Homeowner's exemption | $274,016 (+2.75%) Land $12,699 Building $261,317 | $274,016 (+1.79%) Land $12,699 Building $261,317 |
| 2024 | $2,757.00 (-0.65%) | ||
| 2023 | $2,775.00 (-28.66%) Homeowner's exemption | $266,687 Land $12,699 Building $256,508 | $269,207 Land $12,699 Building $256,508 |
| 2022 | $3,890.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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