3701 12th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3701 12th St N, Saint Cloud, MN 56303

Property Summary

Property TypeMulti-Family Dwellings
Details43,146 sqft · built 1997
Lot Size4.23 acres (184,473 sqft)
OwnerCompany Name on File
Tax Bill$179,290 (2026)
Flood ZoneZone X (minimal risk)
APN82-48677-0500

Property Details

APN / Parcel Number

Primary APN82-48677-0500

Interior

Stories2 Stories
Building Area43,146 sqft Living Area
1st Floor Area21,573 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMulti-Family
Exterior MaterialOther
Roof MaterialMetal
Lot Area184,473 sqft (4.23 acres)
Lot Width262 ft Width

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3701 12TH ST N
CitySAINT CLOUD
StateMN
Zip56303-2255
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodePUD39
Legal DescriptionLOT 001 BLK 001 MIDSOTA ADDITION SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section04
Legal SubdivisionMIDSOTA ADDITION
Legal Block1
Legal Lot Number1
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3001
Census Tract1003

Owner

3701 12th St N, a residential property, is owned by a company.

Source: Stearns County records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing Address1406 6TH AVE N, SAINT CLOUD, MN 56303-1900
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3701 12th St N was $179,290.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,290.00$5,310,000 (-) Land $1,110,000 Building $4,200,000$5,310,000 (-) Land $1,110,000 Building $4,200,000
2025$5,310,000 Land $1,110,000 Building $4,200,000$5,310,000 Land $1,110,000 Building $4,200,000
2023$161,290.00$5,210,000 Land $1,110,000 Building $4,100,000$5,210,000 Land $1,110,000 Building $4,100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3701 12th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3701 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

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