Wilson County property record for 3700 Trace Dr W, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,053 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2025) |
| Tax Bill | $3,629 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3701-59-7709.000 |
| Primary APN | 3701-59-7709.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,053 sqft Heated Area |
| 1st Floor Area | 2,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 145 ft deep x 105 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3700 TRACE DR W |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-8347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR6 |
| Legal Description | 3700 TRACE DR W L172S1 WLKRS TRC 1.00LT |
| Legal Subdivision | WALKERS TRACE SEC 01 |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 402 |
Source: Wilson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage SERVISOLUTIONS |
| Aug 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 24, 2020 | Warranty Deed, Transfer · FHA Mortgage POTOMAC MORTGAGE GROUP LLC |
| May 29, 2019 | Special Warranty Deed, Transfer |
| Apr 3, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2020 · Amount on Record |
| Deed Book / Page | 3130 / 930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 003036/964 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 3036/964 |
| Name | SERVISOLUTIONS |
|---|---|
| Type | Non-Lending Institution |
| Address | MONTGOMERY, AL 36117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Aug 6, 2025 |
| Property Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 003130/930 |
| Book / Page | 3130 / 930 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Aug 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3548 JETSTREAM DR NW, WILSON, NC 27896-8632 |
| Name | Verified Name |
|---|---|
| Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 0003130933 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 3130/933 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.82% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.82% |
| Max Rate At Change | 7.82% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 24, 2020 |
| Property Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 002831/387 |
| Book / Page | 2831 / 387 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4501 SADDLE RUN RD N, WILSON, NC 27896-8408 |
| Name | Verified Name |
|---|---|
| Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 0002831389 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2831/389 |
| Name | POTOMAC MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | May 29, 2019 |
| Property Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 002786/481 |
| Book / Page | 2786 / 481 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Name | Verified Name |
|---|---|
| Address | 4501 SADDLE RUN RD N, WILSON, NC 27896-8408 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 3, 2019 |
| Property Address | 3700 TRACE DR W, WILSON, NC 27893-8347 |
| Document Number | 002779/836 |
| Book / Page | 2779 / 836 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, TRENTON, NJ 08618-1430 |
| Investor | Possibly a Property Investor |
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,009 (-) Land $45,000 Building $279,009 | $324,009 (-) Land $45,000 Building $279,009 | |
| 2025 | $3,629.00 (+50.89%) | $324,009 (-) Land $45,000 Building $279,009 | $324,009 (-) Land $45,000 Building $279,009 |
| 2024 | $324,009 Land $45,000 Building $279,009 | $324,009 Land $45,000 Building $279,009 | |
| 2021 | $2,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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