3700 Stevens Mill Rd, Matthews, NC 28104 Property Records

Union County property record for 3700 Stevens Mill Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Dec 2021)
Tax Bill	$814 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-075-010C`

Property Details

APN / Parcel Number

Primary APN	`07-075-010C`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	328 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3700 STEVENS MILL RD
City	MATTHEWS
State	NC
Zip	28104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 UNION
Legal Description	8345-885
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1001
Census Tract	20319

Owner

3700 Stevens Mill Rd is owned by two individuals who bought it in December 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3024 STEVENS SCHULTZ LN, MATTHEWS, NC 28104-4960
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Deed Document Number	202158990
Deed Book / Page	8345 / 885
Prior Transfer Date	Dec 12, 2003
Prior Transfer Doc	330845
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 16, 2021
Property Address	3700 STEVENS MILL RD, MATTHEWS, NC 28104
Document Number	0008345885
Book / Page	8345 / 885
Instrument Date	Dec 13, 2021
Instrument	58990
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14232 SPRINGWATER DR, 14232, MATTHEWS, NC 28105-6408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 STEVENS MILL RD, MATTHEWS, NC 28104-4324

Mortgage

Document Number	0008345888
Date	Dec 16, 2021
Book Page	8345/888
Instrument	58991

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3700 Stevens Mill Rd was $814.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,600 (-) Land $70,000 Building $99,600	$169,600 (-) Land $70,000 Building $99,600
2025	$814.00	$169,600 Land $70,000 Building $99,600	$169,600 Land $70,000 Building $99,600
2023	$656.00	$103,200 Land $39,000 Building $64,200	$103,200 Land $39,000 Building $64,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3700 Stevens Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3700 Stevens Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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