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3700 Sandy Point St, Milton, FL 32583 Property Records

Santa Rosa County property record for 3700 Sandy Point St, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,064 sqft · built 1989
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (May 2023)
Tax Bill$1,473 (2024)
Deeds & MortgagesFeb 2024 Transfer
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN26-1N-28-0000-00812-0000

Property Details

APN / Parcel Number

Primary APN26-1N-28-0000-00812-0000
Alternative APN
  • N281260000008120000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,064 sqft Living Area
Gross Area1,652 sqft
1st Floor Area1,064 sqft
Utility Area288 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area100,188 sqft (2.3 acres)
Lot Dimensions193 ft deep x 482 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area180 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3700 SANDY POINT ST
CityMILTON
StateFL
Zip32583-2907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description**DESCRIPTION UPDATE FOR 2024** COM AT NE COR OF NW4 OF 26-1N-28 W THN S 849.95 FT TO POB TH CONT S 569 FT TO C/L OF CREEK BOTTOM TH MEANDER NWLY ALONG C/L TO ELY R/W OF ST TH NLY ALONG R/W 482.69 FT TH E 193.48 FT TO POB AS DES IN OR 4396 PG 790 & A
Legal Range28W
Legal Township1N
Legal Section26
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1014
Census Tract10710

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3700 SANDY POINT ST, MILTON, FL 32583-2907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Intrafamily Transfer, Transfer
May 18, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 5, 2019Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2023 · Amount on Record
Deed SaleMay 18, 2023 · Amount on Record
Prior SaleFeb 5, 2019 · Amount on Record
Deed Document Number202321867
Deed Book / Page4396 / 790
Last Transfer DateFeb 5, 2024
Transfer Doc0044710956
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateFeb 5, 2024
Property Address3700 SANDY POINT ST, MILTON, FL 32583-2907
Document Number0044710956
Book / Page4471 / 956
Instrument DateFeb 5, 2024
Instrument202404753
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3700 SANDY POINT ST, MILTON, FL 32583-2907

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 18, 2023
Property Address3700 SANDY POINT ST, MILTON, FL 32583-2907
Document Number0043960790
Book / Page4396 / 790
Instrument DateMay 15, 2023
Instrument202321867
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 W NINE MILE RD, PENSACOLA, FL 32534-9473

Transferred To (Grantee/Buyer)

NameVerified Name
Address3700 SANDY POINT ST, MILTON, FL 32583-2907

Mortgage

Document Number0004396792
DateMay 18, 2023
Instrument4396/792
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

February 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 5, 2019
Property Address3700 SANDY POINT ST, MILTON, FL 32583-2907
Document Number0038011354
Book / Page003801 / 001354
Instrument DateFeb 4, 2019
Instrument4370
Transaction TypeForeclosure
Record UpdatedFeb 27, 2019

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3700 SANDY POINT ST MILTON FL 325832907, MILTON, FL 32583-2907

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,552 (+2.9%)$170,456 (+7.9%) Land $27,650 Building $142,806
2024$1,473.00 (+14.45%) Homeowner's exemption$157,971 (+36.35%) Land $27,650 Building $130,321$157,971 (+36.35%) Land $27,650 Building $130,321
2023$1,287.00 (+6.28%)$115,854 (+6.58%) Land $13,091 Building $102,763$115,854 (+6.58%) Land $13,091 Building $102,763
2022$1,211.00$108,703$108,703 Land $11,642 Building $97,061

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 469 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 in force
Nearby Flood Claims153 (2004–2022)
Claims Outside the SFHA14 of 153
Most Recent ClaimFeb 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 117 claims
  • Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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