Mecklenburg County property record for 3700 Rosehaven Dr, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,925 sqft · built 1962 |
| Lot Size | 0.312 acres (13,601 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,375 (2023) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-043-01 |
| Primary APN | 131-043-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Heated Area |
| 1st Floor Area | 1,275 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,601 sqft (0.312 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 208 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Old Parcel Number | 131-043-01 |
|---|---|
| Street Address | 3700 ROSEHAVEN DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-5915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L26 M10-47 |
| Legal Subdivision | WINTERFIELD |
| Legal Lot Number | 26 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1702 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3700 ROSEHAVEN DR, CHARLOTTE, NC 28205-5915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Feb 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Mar 9, 2017 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 1987 |
| Deed Sale | Jul 7, 1987 |
| Deed Document Number | 0005542908 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3700 ROSEHAVEN DR, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000024736 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 3700 ROSEHAVEN DR CHARLOTTE NC 282055915, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000024736 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 034303/000465 |
| Instrument | 24736 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Feb 20, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.69% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3700 ROSEHAVEN DR, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000024735 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3700 ROSEHAVEN DR CHARLOTTE NC 282055915, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000024735 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 034303/000451 |
| Instrument | 24735 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Feb 20, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.69% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3700 ROSEHAVEN DR, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000033553 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3700 ROSEHAVEN DR CHARLOTTE NC 282055915, CHARLOTTE, NC 28205-5915 |
| Document Number | 0000033553 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 031640/000467 |
| Instrument | 33553 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Mar 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1982–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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