Jefferson County property record for 3700 River Oaks Ln, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,483 sqft · built 1970 |
| Lot Size | 0.711 acres (30,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,000 (May 2014) |
| Tax Bill | $5,904 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-11-4-001-021.000 |
| Primary APN | 28-00-11-4-001-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 3,488 sqft |
| 1st Floor Area | 1,483 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 30,980 sqft (0.711 acres) |
| Porch | Porch |
| Porch Area | 312 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 364745 |
|---|---|
| Street Address | 3700 RIVER OAKS LN |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 16 RIVER OAKS 2ND SECTOR PB 84 PG 20 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | SE |
| Legal Subdivision | RIVER OAKS-2 SEC 28-11-4 |
| Legal Lot Number | 16 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 10806 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2014 · Amount on Record |
| Deed Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 20140522000454130 |
| Deed Book / Page | 201413 / 16410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Document Number | 0000086546 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023086546 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Document Number | 2021115275 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021115275 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3700 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Document Number | 0000110147 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3700 RIVER OAKS LN MOUNTAIN BROOK AL 352232120, MOUNTAIN BROOK, AL 35223-2120 |
| Document Number | 0000110147 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 110147 |
| Name | BBVA USA |
|---|---|
| Address | BIRMINGHAM, AL 35213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,904.00 (+37.53%) Homeowner's exemption | $54,660 (+48.78%) | $559,400 (+52.3%) Land $325,000 Building $234,400 |
| 2023 | $36,740 Land $18,135 Building $18,605 | $367,300 Land $181,300 Building $186,000 | |
| 2022 | $4,293.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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