3700 Oak Ave, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3700 Oak Ave, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,753 sqft · built 1929
Lot Size	0.286 acres (12,451 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Dec 2014)
Tax Bill	$2,976 (2024)
Deeds & Mortgages	Aug 2026 Sale Oct 2019 Loan Modification
APN	`03-0302070400`

Property Details

APN / Parcel Number

Primary APN	`03-0302070400`
Alternative APNs	`30302070400` `0302070400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	1,943 sqft
1st Floor Area	1,169 sqft
Basement Area	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,451 sqft (0.286 acres)
Lot Dimensions	113 ft deep x 88.7 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	190 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0302070400
Street Address	3700 OAK AVE
City	GWYNN OAK
State	MD
Zip	21207-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 PT 44 LOCHEARN
Legal Subdivision	LOCHEARN
Legal Block	L
Legal Lot Number	43
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1007
Census Tract	403202

Owner

3700 Oak Ave is owned and occupied by an individual who bought it in December 2014.

Source: Baltimore County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3700 OAK AVE, GWYNN OAK, MD 21207-6337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Distribution, Transfer COTTON DUCK TITLE COMPANY
Oct 26, 2019	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2014 · Amount on File
Deed Sale	Dec 3, 2014 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Book / Page	35617 / 420
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	0331790055
Record Updated	Oct 29, 2026

August 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BALTIMORE MD
Recording Date	Aug 20, 2026
Property Address	3700 OAK AVE, GWYNN OAK, MD 21207-6337
Document Number	5165000049
Book / Page	51652 / 49
Instrument Date	Aug 12, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	COTTON DUCK TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 OAK AVE, GWYNN OAK, MD 21207-6337

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	3700 OAK AVE, BALTIMORE, MD 21207-6337
Document Number	0420840129
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 OAK AVE BALTIMORE MD 212076337, BALTIMORE, MD 21207-6337

Mortgage

Document Number	0420840129
Date	Nov 5, 2019
Book Page	042084/000129

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,500 Land $62,600 Building $138,900	$201,500 Land $62,600 Building $138,900
2024	$2,976.00 (+110.17%)
2023	$1,416.00 Homeowner's exemption	$180,700	$201,500 Land $62,600 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3700 Oak Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3700 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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