3700 Northside Dr, Key West, FL 33040 Property Records

Monroe County property record for 3700 Northside Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1969
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Sep 2026)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00056180-000000`

Property Details

APN / Parcel Number

Primary APN	`00056180-000000`
Alternative APN	`1056715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,411 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	260 sqft
Porch	Slab
Porch Area	229 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1056715
Street Address	3700 NORTHSIDE DR
City	KEY WEST
State	FL
Zip	33040-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 1 LT 4 KW PB5-125 PEARLMAN ESTATES THIRD ADDITION OR525-433 OR1648-2099 OR2972-422 OR3027-1481 OR3026-2489 OR3080-1667
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES THIRD ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2000
Census Tract	971900

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3808 DUCK AVE, KEY WEST, FL 33040-4523
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jun 16, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	20262561785
Deed Book / Page	3404 / 109
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0002226403
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 25, 2026
Property Address	3700 NORTHSIDE DR, KEY WEST, FL 33040-4219
Document Number	0002561785
Book / Page	3404 / 109
Instrument Date	Sep 22, 2026
Instrument	20262561785
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 DUCK AVE, KEY WEST, FL 33040-4523

Mortgage

Document Number	0002561786,
Date	Sep 25, 2026
Instrument	20262561786

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2021
Property Address	3700 NORTHSIDE DR, KEY WEST, FL 33040-4219
Document Number	0030801667
Book / Page	3080 / 1667
Map Reference	MB 5 PG 125
Instrument Date	Mar 8, 2021
Instrument	2307789
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 BALIDO ST, 401, KEY WEST, FL 33040-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 LONGITUDE DR, RICHMOND, CA 94804-4515

Mortgage

Document Number	0030801669
Date	Mar 10, 2021
Instrument	3080/1669

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jun 16, 2020
Property Address	3700 NORTHSIDE DR, KEY WEST, FL 33040-4219
Document Number	0030262489
Book / Page	003026 / 002489
Instrument Date	Jun 16, 2020
Instrument	2269520
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3700 NORTHSIDE DR KEY WEST FL 330404219, KEY WEST, FL 33040-4219

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,602.00 (-3.08%)	$734,086 (-2.45%) Land $403,710 Building $330,376	$734,086 (-2.45%) Land $403,710 Building $330,376
2024	$6,812.00 (+3.4%)
2023	$6,588.00 (+12.46%)	$752,548 (+14.76%) Land $445,304 Building $307,244	$752,548 (+14.76%) Land $445,304 Building $307,244
2022	$5,858.00	$655,754 Land $347,435 Building $308,319	$655,754 Land $347,435 Building $308,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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