3700 N 23rd St, Waco, TX 76708 Property Records

McLennan County property record for 3700 N 23rd St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1945
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-028900-001900-0`

Property Details

APN / Parcel Number

Primary APN	`48-028900-001900-0`
Alternative APNs	`4802890000190000111` `181826`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	180 sqft
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3700 N 23RD ST
City	WACO
State	TX
Zip	76708-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MELBOURNE HTS LOT 10 BLOCK B ACRES .1894
Legal Subdivision	MELBOURNE HTS
Legal Block	B
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1004
Census Tract	1100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3201 COLCORD AVE, WACO, TX 76707-1813
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Dec 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Jul 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021
Deed Sale	Jul 22, 2021
Prior Sale	Jul 8, 2021
Deed Document Number	202128998
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3700 N 23RD ST, WACO, TX 76708-1914
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009725
Date	Mar 14, 2022
Instrument	2022009725

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3700 N 23RD ST, WACO, TX 76708-1914
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050445
Date	Dec 13, 2021
Instrument	2021050445

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Mar 12, 2023

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 22, 2021
Property Address	3700 N 23RD ST, WACO, TX 76708-1914
Document Number	0000028998
Map Reference	VOL 275 PG 138
Instrument Date	Jul 9, 2021
Instrument	2021028998
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 OAKLAND ST, 110, GRANDVIEW, TX 76050-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 COLCORD AVE, WACO, TX 76707-1813

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $16,420 Building $93,580	$110,000 (-) Land $16,420 Building $93,580
2025	$2,473.00 (-0.32%)	$110,000 (-) Land $16,420 Building $93,580	$110,000 (-) Land $16,420 Building $93,580
2024	$2,481.00 (+0.61%)
2023		$110,000 Land $14,270 Building $95,730	$110,000 Land $14,270 Building $95,730
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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