3700 Monarch Cir, Aurora, IL 60504 Property Records

DuPage County property record for 3700 Monarch Cir, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,292 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Apr 2026)
Tax Bill	$15,107 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-304-003`

Property Details

APN / Parcel Number

Primary APN	`07-33-304-003`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,292 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	2,760 sqft
2nd Floor Area	532 sqft
Basement Area	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3700 MONARCH CIR
City	AURORA
State	IL
Zip	60504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE EAGLE CLUB UNIT 4 ALL
Legal Subdivision	WHITE EAGLE CLUB UNIT 4
Legal Lot Number	189
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1000
Census Tract	846513

Owner

3700 Monarch Cir is owned by two individuals who bought it in April 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 FAIRWAY LN, NAPERVILLE, IL 60565-2761
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer CITYWIDE TITLE CORPORATION
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES
Feb 9, 2022	Quit Claim Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Mar 18, 2016 · Amount on File
Deed Document Number	202628293
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000015156
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 29, 2026
Property Address	3700 MONARCH CIR, NAPERVILLE, IL 60564-9784
Document Number	0000028292
Instrument Date	Mar 16, 2026
Instrument	202628292
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 MONARCH CIR, NAPERVILLE, IL 60564-9784

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 29, 2026
Property Address	3700 MONARCH CIR, AURORA, IL 60504
Document Number	0000028293
Instrument Date	Mar 16, 2026
Instrument	202628293
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1620 FAIRWAY LN, NAPERVILLE, IL 60565-2761
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028294,
Date	Apr 29, 2026
Instrument	202628294

Lender

Name	KEY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 9, 2022
Property Address	3700 MONARCH CIR, NAPERVILLE, IL 60564-9784
Document Number	0000015156
Map Reference	DOC R88-001786
Instrument Date	Jan 31, 2022
Instrument	R2022-015156
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 MONARCH CIR, 3700, NAPERVILLE, IL 60564-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3700 MONARCH CIR, NAPERVILLE, IL 60564-9784

Mortgage

Document Number	0000015157
Date	Feb 9, 2022
Instrument	R2022-015157

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3700 Monarch Cir was $15,107, up 5.5% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,107.00 (+5.53%) Homeowner's exemption	$217,839 (+9.67%) Land $57,121 Building $160,718	$653,517 (+9.67%) Land $171,363 Building $482,154
2024	$14,316.00	$198,631 Land $52,084 Building $146,547	$595,893 Land $156,252 Building $439,641
2022	$12,889.00 Homeowner's exemption	$161,940 Land $42,120 Building $119,820	$485,820 Land $126,360 Building $359,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3700 Monarch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3700 Monarch Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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