3700 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 3700 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1923
Lot Size	0.477 acres (20,790 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Aug 2002)
Tax Bill	$1,819 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 1 more
APN	`063400 63.03-1-2`

Property Details

APN / Parcel Number

Primary APN	`063400 63.03-1-2`
Alternative APN	`34000630030001002000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	20,790 sqft (0.477 acres)
Lot Dimensions	231 ft deep x 90 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3700 LAKE SHORE DR E
City	DUNKIRK
State	NY
Zip	14048-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD APN: 063400 12-1-3
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	4
Census Block	4005
Census Tract	36000

Owner

3700 Lake Shore Dr E is owned and occupied by an individual who acquired it in February 2021.

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3700 LAKE SHORE DR E, DUNKIRK, NY 14048-9779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK NA
Mar 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2002 · Amount on File
Deed Sale	Aug 30, 2002 · Amount on File
Deed Book / Page	2501 / 446
Last Transfer Date	Feb 14, 2021
Transfer Doc	DE2021002505
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3700 LAKE SHORE DR E, DUNKIRK, NY 14048-9779
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021003808
Date	Aug 13, 2021
Instrument	MT2021003808

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3700 LAKE SHORE DR E, DUNKIRK, NY 14048-9779
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021001920
Date	Mar 23, 2021
Instrument	MT2021001920

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 23, 2021
Property Address	3700 LAKE SHORE DR E, DUNKIRK, NY 14048-9779
Document Number	DE2021002505
Instrument Date	Feb 14, 2021
Instrument	DE2021002505
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 LAKE SHORE DR E, DUNKIRK, NY 14048-9779

Tax Assessment & Valuation

The 2026 property tax bill for 3700 Lake Shore Dr E was $1,819, up 7.8% from the year before.

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,819.00 (+7.76%)
2025	$1,688.00	$37,000 Land $6,300 Building $30,700	$74,000 Land $12,600 Building $61,400
2023		$37,000 (-) Land $6,300 Building $30,700	$72,549 (+13.73%) Land $12,353 Building $60,196
2022		$37,000 Land $6,300 Building $30,700	$63,793 Land $10,862 Building $52,931
2020	$703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3700 Lake Shore Dr E; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3700 Lake Shore Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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