370 Woods Rd, Bryson City, NC 28713 Property Records

Swain County property record for 370 Woods Rd, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,047 sqft · built 1983
Lot Size	3.26 acres (142,311 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Apr 2022)
Tax Bill	$721 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`666102971464`

Property Details

APN / Parcel Number

Primary APN	`666102971464`
Alternative APN	`541494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,047 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,311 sqft (3.26 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	541494
Street Address	370 WOODS RD
City	BRYSON CITY
State	NC
Zip	28713-9696
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-1009-ALARKA
Legal Subdivision	ALARKA
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2003
Census Tract	960302

Owner

370 Woods Rd, a rural home, is owned by an individual who bought it in April 2022.

Source: Swain County records, as of November 6, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 831, BRYSON CITY, NC 28713-0831
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Deed Document Number	1046
Deed Book / Page	507 / 808
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	370 WOODS RD, BRYSON CITY, NC 28713-9696
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00474/0590
Date	Jan 15, 2020
Book Page	00474/0590
Instrument	00070

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 29, 2022
Property Address	370 WOODS RD, BRYSON CITY, NC 28713-9696
Document Number	000507/808
Book / Page	507 / 808
Instrument Date	Apr 29, 2022
Instrument	1046
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 W MAIN ST, 559, SYLVA, NC 28779-5557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 831, BRYSON CITY, NC 28713-0831

Mortgage

Document Number	0000001047
Date	Apr 29, 2022
Instrument	1047

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$721.00 Additional exemption filed	$168,590 Land $45,390 Building $123,200	$168,590 Land $45,390 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Woods Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Woods Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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