Bergen County and Edgewater Borough property record for 370 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 1,509 sqft · built 1920 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $458,000 (Dec 2004) |
| Tax Bill | $10,031 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00062-0000-00006 |
| Primary APN | 13-00062-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,509 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Street Address | 370 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-7251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 30X125 0.0861 |
| Legal Block | 62 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
370 Undercliff Ave is owned and occupied by two individuals who bought it in December 2004.
Source: Bergen County and Edgewater Borough records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 370 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2004 · Amount on File |
| Deed Sale | Dec 29, 2004 · Amount on File |
| Prior Sale | Apr 11, 2003 · Amount on File |
| Deed Book / Page | 8764 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 370 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Document Number | 0000028647 |
| Book / Page | 5784 / 1488 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202628647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 370 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Document Number | 0000028647, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 5784/1488 |
| Instrument | 202628647 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 370 Undercliff Ave was $10,031, up 6.8% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,000 (+6.1%) Land $382,500 Building $264,500 | $647,000 (+6.1%) Land $382,500 Building $264,500 | |
| 2025 | $10,031.00 (+6.76%) | $609,800 Land $363,800 Building $246,000 | $609,800 Land $363,800 Building $246,000 |
| 2024 | $9,396.00 | ||
| 2023 | $565,300 Land $332,500 Building $232,800 | $565,300 Land $332,500 Building $232,800 | |
| 2022 | $8,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 370 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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