370 Sugar Mill Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 370 Sugar Mill Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,783 sqft · built 1996
Lot Size	0.457 acres (19,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,189,000 (Feb 2026)
Tax Bill	$13,670 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2023 Sale & Mortgage + 3 more
APN	`0142-12-0001`

Property Details

APN / Parcel Number

Primary APN	`0142-12-0001`
Alternative APN	`142120001`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	5,641 sqft
1st Floor Area	3,464 sqft
Upper Floors Area	1,319 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Concrete
Lot Area	19,883 sqft (0.457 acres)
Lot Width	1 ft Width
View / Lot	Mainland
Garage Type	Attached
Garage Area	858 sqft

Exterior Amenities

Pool Area	530 sqft
Porch	Open Porch
Porch Area	460 sqft
Patio Area	1,035 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0142120001
Street Address	370 SUGAR MILL DR
City	OSPREY
State	FL
Zip	34229-9060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 55 OAKS
Legal Range	18E
Legal Township	38S
Legal Section	03
Legal Subdivision	OAKS
Legal Tract	2173
Legal Lot Number	55
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1011
Census Tract	2102

Owner

Source: Sarasota County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 17, 2021	Warranty Deed, Transfer · Commercial Mortgage FATHMAN CONSULTING LLC
Sep 6, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	202619789
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Feb 17, 2026
Property Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Document Number	0000019789
Map Reference	MB 28 PG 48
Instrument Date	Feb 9, 2026
Instrument	2026019789
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5049 WORNALL RD # RD9C, RD9C, KANSAS CITY, MO 64112-2492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060

Mortgage

Document Number	0000019790
Date	Feb 17, 2026
Instrument	2026019790

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 17, 2023
Property Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Document Number	0000080526
Map Reference	MB 28 PG 48
Instrument Date	May 15, 2023
Instrument	2023080526
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 W BLUFF DR, HARBOR SPRINGS, MI 49740-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060

Mortgage

Document Number	0000080527
Date	May 17, 2023
Instrument	2023080527

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Feb 17, 2021
Property Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Document Number	0000027125
Map Reference	MB 28 PG 48
Instrument Date	Feb 12, 2021
Instrument	2021027125
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1762 BRIAR CREEK LN, 1762, SARASOTA, FL 34235-9132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060

Mortgage

Document Number	0000027126
Date	Feb 17, 2021
Instrument	2021027126

Lender

Name	FATHMAN CONSULTING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 11, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Document Number	0000125764
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	370 SUGAR MILL DR OSPREY FL 342299060, OSPREY, FL 34229-9060

Mortgage

Document Number	0000125764
Date	Sep 12, 2019
Instrument	125764

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	370 SUGAR MILL DR, OSPREY, FL 34229-9060
Document Number	0000126104
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	370 SUGAR MILL DR OSPREY FL 342299060, OSPREY, FL 34229-9060

Mortgage

Document Number	0000126104
Date	Sep 21, 2018
Instrument	126104

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,670.00 (-4.91%) Homeowner's exemption	$1,228,420 (-23.81%)	$1,715,500 (+6.39%) Land $325,700 Building $1,389,800
2024	$14,376.00 (-23.58%)
2023	$18,813.00 (+14.47%) Homeowner's exemption	$1,612,400 (+21.2%) Land $258,900 Building $1,353,500	$1,612,400 (+21.2%) Land $258,900 Building $1,353,500
2022	$16,435.00	$1,330,400 Land $103,800 Building $1,226,600	$1,330,400 Land $103,800 Building $1,226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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