Charlotte County property record for 370 Spaniards Rd, Placida, FL 33946 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,195 sqft · built 2008 |
| Lot Size | 0.659 acres (28,749 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Nov 2013) |
| Tax Bill | $5,790 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 42-20-02-306-010 |
| Primary APN | 42-20-02-306-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,195 sqft Living Area |
| Gross Area | 4,146 sqft |
| Flooring | Covered |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 28,749 sqft (0.659 acres) |
| Garage Area | 704 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 41 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 247 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004715786 |
|---|---|
| Old Parcel Number | 00766580019005 |
| Street Address | 370 SPANIARDS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHS 000 000K 0018 CAPE HAZE BLK K LT18 2330/835 2951/589 3093/1225 CT3417/1891 3820/808 CD3969/741 3564 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE |
| Legal Block | K |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 42-20-02-306-010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 370 SPANIARDS RD, PLACIDA, FL 33946-2262 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Prior Sale | Jan 05, 2007 · Amount on Record |
| Deed Document Number | 0038200808 |
| Deed Book / Page | 003820 / 000808 |
| Last Transfer Date | Sep 04, 2025 |
| Transfer Doc | 0003564565 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 370 SPANIARDS RD, PLACIDA, FL 33946-2262 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 370 SPANIARDS RD, PLACIDA, FL 33946-2262 |
| Document Number | 0047980519 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 4798/519 |
| Instrument | 2967565 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 370 SPANIARDS RD, PLACIDA, FL 33946-2262 |
| Document Number | 0042391934 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 370 SPANIARDS RD PLACIDA FL 339462262, PLACIDA, FL 33946-2262 |
| Document Number | 0042391934 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 004239/001934 |
| Instrument | 2554047 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,790.00 (-11.24%) Homeowner's exemption | $418,994 (+5.99%) | $600,772 (+1.18%) Land $107,000 Building $493,772 |
| 2023 | $6,523.00 (+3.29%) Homeowner's exemption | $395,326 (+3%) | $593,763 (+34.86%) Land $107,000 Building $486,763 |
| 2022 | $6,315.00 Homeowner's exemption | $383,812 | $440,284 Land $80,750 Building $359,534 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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