Ravalli County property record for 370 S Main St, Darby, MT 59829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,856 sqft · built 1968 |
| Lot Size | 0.846 acres (36,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,500 (Jul 2024) |
| Tax Bill | $1,426 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1348392 |
| Primary APN | R1348392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,856 sqft Living Area |
| 1st Floor Area | 2,856 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,852 sqft (0.846 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 310 sqft |
| Lean-To | 100 sqft |
| Pole Barn | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001148710 |
|---|---|
| Street Address | 370 S MAIN ST |
| City | DARBY |
| State | MT |
| Zip | 59829-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S14, T03 N, R21 W, ACRES 0.846, IN SWNW INDEX 60 CS #4600-R TRACT C ANNEX PF #7079 (SPLIT DISTRICTS/ALSO SEE P#1148720) |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | CERTIFICATE SURV 4600-R |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 700 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 370 S MAIN ST, DARBY, MT 59829-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC |
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | Apr 1, 2020 · Amount on Record |
| Deed Document Number | 2024797378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jun 23, 2026 |
| Property Address | 370 S MAIN ST, DARBY, MT 59829-9573 |
| Document Number | 0000816523 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026816523 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 370 S MAIN ST, DARBY, MT 59829-9573 |
| Document Number | 0000816523, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026816523 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 370 S MAIN ST, DARBY, MT 59829-9573 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000809945 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 809945 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2045 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Municipality | Darby Town |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (+7.95%) | $413,138 (-) | |
| 2025 | $1,321.00 (-51.49%) | $413,138 (-0.69%) | $413,138 (-0.69%) Land $101,928 Building $311,210 |
| 2023 | $2,723.00 | $416,000 | $416,000 Land $91,222 Building $324,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DARBY serves 850 people · EPA ID MT0000195 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.39 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Aug 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
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