370 Ridge Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 370 Ridge Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,381 sqft · built 1941
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2021)
Tax Bill	$8,242 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-021-15`

Property Details

APN / Parcel Number

Primary APN	`082-021-15`
Alternative APN	`082-021-15-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,381 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,291 sqft (0.374 acres)
Terrain	Steep
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Street Address	370 RIDGE DR
City	BOULDER CREEK
State	CA
Zip	95006-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-32
Legal Description	TR 595
Legal Subdivision	CAROLYN WOODS TR #595
Legal Tract	595
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1012
Census Tract	120400

Owner

370 Ridge Dr is owned by two individuals who bought it in June 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	756 MYRTLE ST, ARROYO GRANDE, CA 93420-3514
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 4, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Mar 16, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Sep 29, 2017	Grant Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	202130937
Prior Transfer Date	Jun 4, 2004
Prior Transfer Doc	0000041671
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	370 RIDGE DR, BOULDER CREEK, CA 95006-9312
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002569
Date	Jan 26, 2018
Instrument	2018-0002569

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2047

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 4, 2021
Property Address	370 RIDGE DR, BOULDER CREEK, CA 95006-9312
Document Number	0000030937
Map Reference	VOL 58 PG 22
Instrument Date	Jun 1, 2021
Instrument	2021-0030937
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	356 MYRTLE DR, ARROYO GRANDE, CA 93420-3522

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 16, 2020
Property Address	370 RIDGE DR, BOULDER CREEK, CA 95006-9312
Document Number	0000009132
Instrument Date	Mar 5, 2020
Instrument	9132
Transaction Type	Foreclosure
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 MILLPORT CIR GREENVILLE SC 296075562, GREENVILLE, SC 29607-5562

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 29, 2017
Property Address	370 RIDGE DR, BOULDER CREEK, CA 95006-9312
Document Number	0000032543
Map Reference	MAP58 PG22
Instrument Date	Sep 26, 2017
Instrument	2017-0032543
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	370 RIDGE DR, BOULDER CREEK, CA 95006-9312

Mortgage

Document Number	0000032544
Date	Sep 29, 2017
Instrument	2017-0032544

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 370 Ridge Dr was $8,242.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,459 (+2%) Land $283,197 Building $264,262
2025	$8,242.00	$536,724 Land $277,644 Building $259,080
2023	$5,398.00 (+1.79%)	$296,514 Land $266,863 Building $29,651	$281,610
2022	$5,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	48 (1980–2023)
Claims Outside the SFHA	7 of 48
Most Recent Claim	Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Mar 1998 · 19 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Dr

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