370 Pvt Rd 5440, Point, TX 75472 Property Records

Rains County property record for 370 Pvt Rd 5440, Point, TX 75472

Property Summary

Property Type	Single Family Home
Details	1,769 sqft · built 2024
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$409,707 (Sep 2025)
Tax Bill	$6,085 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2205-0020-0007-43`

Property Details

APN / Parcel Number

Primary APN	`2205-0020-0007-43`
Alternative APNs	`R23756` `23756`

Interior

Building Area	1,769 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	22050020000743
Street Address	370 PRIVATE ROAD 5440
City	POINT
State	TX
Zip	75472-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREEK PROPERTIES, BLOCK BLOCK 2, LOT 7, ACRES 1.02
Legal Subdivision	CEDAR CREEK PROPERTIES
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAINS TX
Township / Civil Division	POINT
Census Block Group	1
Census Block	1013
Census Tract	950200

Owner

Source: Rains County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	370 PRIVATE ROAD 5440, POINT, TX 75472-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Sep 10, 2025	Vendor's Lien, Transfer · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Deed Document Number	20252285
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	370 PRIVATE ROAD 5440, POINT, TX 75472-1005
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, RCA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 PRIVATE ROAD 5440, POINT, TX 75472-1005

Mortgage

Document Number	02025/2287
Date	Sep 10, 2025
Book Page	2025/2287

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 5, 2028

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Sep 10, 2025
Property Address	370 PRIVATE ROAD 5440, POINT, TX 75472-1005
Document Number	02025/2285
Book / Page	2025 / 2285
Map Reference	VOL 7 PG 15
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7901 STATE HIGHWAY 182, ALBA, TX 75410-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 PRIVATE ROAD 5440, POINT, TX 75472-1005

Mortgage

Document Number	0020252287
Date	Sep 10, 2025
Instrument	2025/2287

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 5, 2028

Mortgage

Document Number	02025/2286
Date	Sep 10, 2025
Book Page	2025/2286

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Rains County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,085.00	$447,758 Land $61,098 Building $386,660	$447,758 Land $61,098 Building $386,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2008)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	40 / 40
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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