370 Palmetto St, Sumter, SC 29150 Property Records

Sumter County property record for 370 Palmetto St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1978
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Owner Names on Record
Last Sale	$169,000 (Nov 2012)
Tax Bill	$62 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`226-03-03-001`

Property Details

APN / Parcel Number

Primary APN	`226-03-03-001`
Alternative APN	`36072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	2,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	240 ft deep x 132 ft wide

Exterior Amenities

Porch	Enclosed Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	36072
Old Parcel Number	226 03 03 001
Street Address	370 PALMETTO ST
City	SUMTER
State	SC
Zip	29150-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOTS 13&14 Z21-37 801-807 S GUIGNARD DR
Legal Subdivision	LEROY PEEBLES & WILLIE JEAN PE
Legal Lot Number	13,14 14
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1046
Census Tract	1500

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	370 PALMETTO ST, SUMTER, SC 29150-7453
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE FUNDING INC
Apr 1, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2012 · Amount on Record
Deed Sale	Nov 1, 2012 · Amount on Record
Deed Document Number	0011783528
Deed Book / Page	1178 / 3528
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	370 PALMETTO ST, SUMTER, SC 29150-7453
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013085749
Date	Nov 21, 2022
Book Page	1308/5749

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	370 PALMETTO ST, SUMTER, SC 29150-7453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012540130
Date	Apr 1, 2019
Book Page	1254/0130

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	370 PALMETTO ST, SUMTER, SC 29150-7453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012653249
Date	Feb 25, 2020
Book Page	1265/3249

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (+10.71%) Homeowner's exemption	$7,245 (-0.07%) Land $680 Building $6,565	$181,123 (-) Land $17,000 Building $164,123
2023		$7,250 (-) Land $680 Building $6,570	$181,123 (-) Land $17,000 Building $164,123
2022	$56.00	$7,250 Land $680 Building $6,570	$181,123 Land $17,000 Building $164,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Sep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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