370 Old State Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 370 Old State Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,956 sqft · built 1987
Lot Size	6.23 acres (271,379 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2014)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-00-069.03`

Property Details

APN / Parcel Number

Primary APN	`043-00-069.03`
Alternative APNs	`1995801` `1208801`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,956 sqft Living Area
Basement Area	528 sqft
Finished Basement	528 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	271,379 sqft (6.23 acres)
Garage Type	Basement
Garage Area	528 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Account Number	1208801
Street Address	370 OLD STATE RD
City	MOUNT VERNON
State	KY
Zip	40456-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 6.23 ACRES
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	3
Census Block	3034
Census Tract	950100

Owner

370 Old State Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Rockcastle County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 OLD STATE RD, MOUNT VERNON, KY 40456-7243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Dec 20, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2014 · Amount on File
Deed Sale	Dec 18, 2014 · Amount on File
Deed Document Number	2014135818
Deed Book / Page	250 / 261
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	370 OLD STATE RD, MOUNT VERNON, KY 40456-7243
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000298/196
Date	Dec 11, 2019
Book Page	298/196
Instrument	163433

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Dec 20, 2021
Property Address	370 OLD STATE RD, MOUNT VERNON, KY 40456-7243
Document Number	00D281/346
Book / Page	D281 / 346
Instrument Date	Dec 15, 2021
Instrument	369269
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9017 N WILDERNESS RD, BEREA, KY 40403-8426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6104 OCEAN JASPER DR, BAKERSFIELD, CA 93313-5304

Mortgage

Document Number	00M323/577
Date	Dec 20, 2021
Book Page	M323/577
Instrument	369271

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 370 Old State Rd was $1,871.

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00	$230,000	$230,000
2023	$1,903.00	$230,000	$230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Old State Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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