370 NW Cary St, Winston, OR 97496 Property Records

Douglas County property record for 370 NW Cary St, Winston, OR 97496

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Mar 2020)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-06W-21BB-07700`

Property Details

APN / Parcel Number

Primary APN	`28-06W-21BB-07700`
Alternative APN	`R51146`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R51146
Street Address	370 NW CARY ST
City	WINSTON
State	OR
Zip	97496-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNHAM SUB, LOT S1/2 15, ACRES 0.23
Legal Range	06W
Legal Township	28S
Legal Section	21
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	DUNHAM SUB
Legal Lot Number	S1 5
Jurisdiction	DOUGLAS OR
Township / Civil Division	TENMILE
Census Block Group	2
Census Block	2000
Census Tract	160001

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	370 NW CARY ST, WINSTON, OR 97496-8582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Mar 30, 2020	Grant Deed, Transfer PRIVATE INDIVIDUAL
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	2020-006038
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	370 NW CARY ST, WINSTON, OR 97496-8582
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW CARY ST, WINSTON, OR 97496-8582

Mortgage

Document Number	0000013818
Date	Dec 27, 2023
Instrument	2023-013818

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	ROSEBURG, OR 97471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS OR
Recording Date	Mar 30, 2020
Property Address	370 NW CARY ST, WINSTON, OR 97496-8582
Document Number	0000006038
Instrument Date	Mar 25, 2020
Instrument	6038
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW CARY ST WINSTON OR 974968582, WINSTON, OR 97496-8582

Mortgage

Document Number	6039
Date	Mar 30, 2020
Instrument	6039

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ELKTON, OR 97436

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	370 NW CARY ST, WINSTON, OR 97496-8582
Document Number	0000010957
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW CARY ST WINSTON OR 974968582, WINSTON, OR 97496-8582

Mortgage

Document Number	0000010957
Date	Jul 2, 2018
Instrument	10957

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OR 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Jul 1, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	370 NW CARY ST, WINSTON, OR 97496-8582
Document Number	0000010958
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW CARY ST WINSTON OR 974968582, WINSTON, OR 97496-8582

Mortgage

Document Number	0000010958
Date	Jul 2, 2018
Instrument	10958

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Jul 1, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Municipality	Winston City
Unified School District	Winston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (+2.86%)	$91,084 (+3%)	$189,200 (+4.03%) Land $91,800 Building $97,400
2024	$1,471.00 (+2.94%)	$88,432 (+3%)	$181,878 (-5.13%) Land $88,200 Building $93,678
2023	$1,429.00 (+3.1%)	$85,857 (+6.09%)	$191,721 (+35.27%) Land $95,850 Building $95,871
2022	$1,386.00	$80,930	$141,729 Land $71,100 Building $70,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

Cell Coverage

5G (outdoors only) and 4G LTE

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