370 NW 4th St, Cedaredge, CO 81413 Property Records

Delta County property record for 370 NW 4th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Jul 2023)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2015 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R021788`

Property Details

APN / Parcel Number

Primary APN	`R021788`
Alternative APN	`319320322010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,404 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R021788
Street Address	370 NW 4TH ST
City	CEDAREDGE
State	CO
Zip	81413-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	370 NW 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: PORTER SUBDIVISION BLOCK: 2 LOT: 1 AND:- LOT: 2 TOTAL 0.13 AC +- LOTS 1 & 2 BLK 2 PORTER SUB. SEC 20 T13S R94W 6PM. R-605132 R-622991 R-653547-QC R-654248 R-682530 R-682531 R-682533 R-682
Legal Subdivision	PORTER SUBDIVISION
Legal Block	2
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1026
Census Tract	965201

Owner

Source: Delta County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JUDY DISNER
Sep 1, 2015	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 30, 2011	Intrafamily Transfer, Transfer · Line of Credit BANK OF THE WEST
Feb 19, 2008	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	2023747394
Prior Transfer Date	Aug 30, 2011
Prior Transfer Doc	0000653547
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 3, 2023
Property Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611
Document Number	0000747394
Instrument Date	Jun 30, 2023
Instrument	747394
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611

Mortgage

Document Number	0000747395
Date	Jul 3, 2023
Instrument	747395

Lender

Name	JUDY DISNER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 1, 2015
Property Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611
Document Number	0000682531
Instrument Date	Aug 27, 2015
Instrument	682531
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611

Mortgage

Document Number	0000682532
Date	Sep 1, 2015
Instrument	682532

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2025

September 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Sep 30, 2011
Property Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611
Document Number	0000653547
Instrument Date	Aug 30, 2011
Instrument	653547
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611

Mortgage

Document Number	0000653548
Date	Sep 30, 2011
Instrument	653548

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Feb 19, 2008
Property Address	370 NW 4TH ST, CEDAREDGE, CO 81413-3611
Document Number	0000622991
Instrument Date	Feb 19, 2008
Instrument	622991
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 882, CEDAREDGE, CO 81413-0882

Mortgage

Document Number	0000622992
Date	Feb 19, 2008
Instrument	622992

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+8.82%)	$19,311 (+7.36%) Land $2,813 Building $16,498	$308,969 (+15.08%) Land $45,000 Building $263,969
2024	$1,225.00 (+6.99%)	$17,987 (+2.84%) Land $2,780 Building $15,207
2023	$1,145.00 (+5.34%)	$17,490 (+7.72%) Land $2,767 Building $14,723	$268,473 (+14.93%) Land $41,499 Building $226,974
2022	$1,087.00	$16,236 Land $2,016 Building $14,220	$233,604 Land $29,000 Building $204,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

370 NW 4th St, Cedaredge, CO 81413 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2011: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2008: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on NW 4th St

Nearby Streets

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