370 Nuthatch Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 370 Nuthatch Dr, Cullowhee, NC 28723 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 830 sqft · built 1982
Lot Size	1.12 acres (48,930 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7545-28-0121`

Property Details

APN / Parcel Number

Primary APN	`7545-28-0121`
Alternative APN	`172267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	830 sqft Heated Area
1st Floor Area	672 sqft
Basement Area	528 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,930 sqft (1.12 acres)
Garage Type	Carport
Carport	Carport
Deck Area	496 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	370 NUTHATCH DR
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 WOLF KNOB ACRES
Legal Subdivision	WOLF KNOB ACRES
Legal Lot Number	28
Jurisdiction	JACKSON NC
Township / Civil Division	MOUNTAIN
Census Block Group	5
Census Block	5054
Census Tract	950600

Owner

Source: Jackson County records · APN 7545-28-0121

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	880 DREWRY ST NE, ATLANTA, GA 30306-3811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 15, 2019	Deed of Trust, Mortgage · ARM SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 14, 2007
Transfer Doc	0016760122
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	370 NUTHATCH DR, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023270450
Date	Feb 15, 2022
Book Page	2327/450

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	370 NUTHATCH DR, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022010782
Date	Nov 17, 2017
Book Page	2201/782

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	370 NUTHATCH DR, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022531842
Date	Nov 15, 2019
Book Page	2253/1842

Lender

Name	SYNOVUS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Dec 01, 2024
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,466.00 (+60.55%)	$648,958 (+60.48%) Land $26,960 Building $621,998
2023	$1,536.00	$404,380 Land $55,240 Building $349,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999506005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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