Lincoln County property record for 370 N Vista Ter, Otis, OR 97368
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 1 ba · 1,782 sqft · built 1999 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Aug 2019) |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M437852 |
| Primary APN | M437852 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Electric |
| Account Number | R440080 |
|---|---|
| Old Parcel Number | 000000000156893 |
| Street Address | 370 N VISTA TER |
| City | OTIS |
| State | OR |
| Zip | 97368-9303 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-1,RC;RESIDENTIAL |
| Legal Description | PROPERTY ID R440080 PANTHER CREEK, BLOCK 3, LOT 48 & 49, MS X# 156893, HOME ID 222318, UNTITLED MANUFACTURED STRUCTURE, DOC20 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | PANTHER CREEK - ECHO MOUNTAIN |
| Legal Block | 3 |
| Legal Lot Number | 48-49 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | LINCOLN CITY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950100 |
Source: Lincoln County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 370 N VISTA TER, OTIS, OR 97368-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING, LLC.O |
| Aug 16, 2019 | Warranty Deed, Transfer · VA Mortgage AMERICAN FIN'L RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 2019-07802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 370 N VISTA TER, OTIS, OR 97368-9303 |
| Document Number | 0000013347 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 370 N VISTA TER OTIS OR 973689303, OTIS, OR 97368-9303 |
| Document Number | 0000013347 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 13347 |
| Name | LAKEVIEW LOAN SERVICING, LLC.O |
|---|---|
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Aug 16, 2019 |
| Property Address | 370 N VISTA TER, OTIS, OR 97368-9303 |
| Document Number | 0000007802 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 7802 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 370 N VISTA TER OTIS OR 973689303, OTIS, OR 97368-9303 |
| Document Number | 7803 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 7803 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
Source: Lincoln County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (+2.11%) | $138,920 (+3%) | $329,900 (-6.3%) Land $97,870 Building $232,030 |
| 2024 | $1,944.00 (+3.24%) | $134,880 (+3%) | $352,080 (+5.34%) Land $93,290 Building $258,790 |
| 2023 | $1,883.00 (+1,245%) | $130,950 (+1,166.44%) | $334,230 (+1,346.26%) Land $85,470 Building $248,760 |
| 2022 | $140.00 | $10,340 | $23,110 Building $23,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILAND WC - ECHO MOUNTAIN private · serves 362 people · EPA ID OR4100605 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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