370 N Sand Palm Rd, Freeport, FL 32439 Property Records

Walton County property record for 370 N Sand Palm Rd, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,426 sqft · built 2021
Owner	Trust Name on File
Last Sale	$195,900 (Feb 2021)
Tax Bill	$2,744 (2024)
Deeds & Mortgages	Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23115-000-2290`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23115-000-2290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,426 sqft Living Area
Gross Area	1,557 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	370 N SAND PALM RD
City	FREEPORT
State	FL
Zip	32439-3734
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 229 VERANDAS AT FREEPORT PH 1C-3 PB 23-11 OR 3182-1675
Legal Subdivision	FREEPORT
Legal Phase	1C-3
Legal Lot Number	229
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2007
Census Tract	950306

Owner

370 N Sand Palm Rd, a townhouse, is held in a trust since February 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	99 STANISLAUS AVE, OAKDALE, CA 95361-3450
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Deed Document Number	20210006132
Deed Book / Page	3182 / 1675
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 9, 2021
Property Address	370 N SAND PALM RD, FREEPORT, FL 32439-3734
Document Number	0031821675
Book / Page	3182 / 1675
Map Reference	MB 23 PG 11
Instrument Date	Feb 5, 2021
Instrument	20210006132
Transaction Type	Construction Loan
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 LOUISVILLE RD, 4520, BOWLING GREEN, KY 42101-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9900 STANISLAUS RIVER DR, OAKDALE, CA 95361-8885

Mortgage

Document Number	0031821676
Date	Feb 9, 2021
Instrument	3182/1676

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,799 Land $30,000 Building $179,799	$209,799 Land $30,000 Building $179,799
2024	$2,744.00 (-1.22%)
2023	$2,778.00 (+10.72%)	$219,870 (+15.38%) Building $219,870	$219,870 (+15.38%) Building $219,870
2022	$2,509.00	$190,554 Building $190,554	$190,554 Building $190,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 N Sand Palm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 N Sand Palm Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

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