370 N Main St, Bluffton, IN 46714 Property Records

Wells County property record for 370 N Main St, Bluffton, IN 46714

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	18,177 sqft · built 2002
Lot Size	3.46 acres (150,718 sqft)
Owner	Company Name on File
Tax Bill	$23,725 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`90-05-33-400-055.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-33-400-055.000-011`
Alternative APNs	`00001580273` `0120992608`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Units	7 Units
Stories	1 Story
Building Area	18,177 sqft Total Area
1st Floor Area	18,177 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	150,718 sqft (3.46 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001580273
Street Address	370 N MAIN ST
City	BLUFFTON
State	IN
Zip	46714
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	33-27-12 3.46A (33-P) MID PT SW SE S OF RR BET RIVER & HWY
Legal Subdivision	SECONDARY PLAT OF FOREST COVE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3013
Census Tract	40400

Owner

Source: Wells County records · APN 90-05-33-400-055.000-011

Assessment roll updated June 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7635 W JEFFERSON BLVD, FORT WAYNE, IN 46804-4147
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2022
Deed Sale	Aug 18, 2022
Prior Sale	Mar 31, 2022
Deed Document Number	20223570
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 21, 2021
Property Address	370 N MAIN ST, BLUFFTON, IN 46714
Document Number	0020215845
Instrument Date	Dec 16, 2021
Instrument	20215845
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7617 W JEFFERSON BLVD, FORT WAYNE, IN 46804-4164

Mortgage

Document Number	0020215846
Date	Dec 21, 2021
Instrument	20215846

Lender

Name	FIRST BANK BERNIE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,725.00 (+10.43%)	$1,249,500 (+9.98%) Land $300,900 Building $948,600	$1,249,500 (+9.98%) Land $300,900 Building $948,600
2024	$21,485.00 (+12.85%)
2023		$1,136,100 (+5.48%) Land $180,300 Building $955,800	$1,136,100 (+5.48%) Land $180,300 Building $955,800
2022	$19,038.00	$1,077,100 Land $124,900 Building $952,200	$1,077,100 Land $124,900 Building $952,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.