Orange County property record for 370 Mountain Rd, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,094 sqft · built 2012 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $895,000 (Apr 2010) |
| Tax Bill | $4,693 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-201-09 |
| Primary APN | 644-201-09 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Shake/Shingle |
| Construction Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 370 MOUNTAIN RD |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR LAGUNA HEIGHTS # 3 BLK E LOT 10 LAGUNA HEIGHTS # 3 LOT 10 BLK E SWLY1/2(AND |
| Legal Subdivision | LAGUNA HEIGHTS #3 |
| Legal Tract | 415 |
| Legal Block | E |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 62619 |
370 Mountain Rd is owner-occupied and held in a trust since March 2021.
Source: Orange County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Mar 25, 2021 | Intrafamily Transfer, Transfer SOLIDIFI TITLE & CLOSING |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2010 · Amount on File |
| Deed Sale | Apr 16, 2010 · Amount on File |
| Prior Sale | Sep 28, 1998 |
| Deed Document Number | 2010180389 |
| Last Transfer Date | Mar 5, 2021 |
| Transfer Doc | 0000205787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 25, 2021 |
| Property Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Document Number | 0000205787 |
| Map Reference | MB 8 PG 1 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021000205787 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Document Number | 0000205788 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021000205788 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 25, 2021 |
| Property Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Document Number | 0000205789 |
| Map Reference | MB 8 PG 1 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021000205789 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 370 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018697 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020000018697 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 370 Mountain Rd was $4,693 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $392,798 (+7.31%) Land $274,959 Building $117,839 | |
| 2025 | $4,693.00 Homeowner's exemption | $366,056 Land $256,239 Building $109,817 |
| 2023 | $4,723.00 (-13.43%) Homeowner's exemption | $348,884 Land $244,219 Building $104,665 |
| 2022 | $5,456.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 370 Mountain Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Nearby Flood Policies | 77 units insured incl. 47 condo units |
| Nearby Flood Claims | 19 (1988–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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