370 Mount Herman Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 370 Mount Herman Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 2000
Lot Size	0.343 acres (14,949 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Dec 2022)
Tax Bill	$1,380 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03 89 1 5C`

Property Details

APN / Parcel Number

Primary APN	`03 89 1 5C`
Alternative APNs	`168062` `176341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,142 sqft Heated Area
Gross Area	2,368 sqft
1st Floor Area	1,142 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,949 sqft (0.343 acres)
Lot Dimensions	151 ft deep x 99 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	108 sqft
Patio Area	108 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176341
Street Address	370 MOUNT HERMAN RD
City	HUDSON
State	NC
Zip	28638-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2072 PG 13 YR 22 ST 364.00
Legal Subdivision	TIMOTHY K HART
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	30600

Owner

370 Mount Herman Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 4, 2020	Warranty Deed, Transfer STATE EMPS CU
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Document Number	202210079163
Deed Book / Page	2072 / 13
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0020720013
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021271156
Date	Feb 6, 2025
Book Page	2127/1156
Instrument	10103680

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 1, 2022
Property Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783
Document Number	0020720013
Book / Page	2072 / 13
Map Reference	MB 19 PG 140
Instrument Date	Nov 30, 2022
Instrument	10079163
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783

Mortgage

Document Number	0010079164
Date	Dec 1, 2022
Instrument	10079164

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year TN
Margin	2
Max Rate	10.2%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 4, 2020
Property Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783
Document Number	0010040946
Book / Page	001981 / 000083
Instrument Date	Feb 4, 2020
Instrument	10040946
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MOUNT HERMAN RD HUDSON NC 286388783, HUDSON, NC 28638-8783

Mortgage

Document Number	10040947
Date	Feb 4, 2020
Book Page	001981/000086
Instrument	10040947

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	370 MOUNT HERMAN RD, HUDSON, NC 28638-8783
Document Number	0010031155
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MOUNT HERMAN RD HUDSON NC 286388783, HUDSON, NC 28638-8783

Mortgage

Document Number	0010031155
Date	Mar 20, 2019
Book Page	001959/001256
Instrument	10031155

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 370 Mount Herman Rd was $1,380, down 4.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,380.00 (-4.63%)	$220,100 (-) Land $14,300 Building $205,800
2025	$1,447.00 (+37.68%)	$220,100 Land $14,300 Building $205,800	$220,100 Land $14,300 Building $205,800
2024	$1,051.00
2023		$131,900 (-) Land $14,300 Building $117,600	$131,900 (-) Land $14,300 Building $117,600
2022	$1,031.00	$131,900 Land $14,300 Building $117,600	$131,900 Land $14,300 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Mount Herman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Mount Herman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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