370 Madruga Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 370 Madruga Ave, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1980
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Aug 2016)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`284117-0250`

Property Details

APN / Parcel Number

Primary APN	`284117-0250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	2,473 sqft
1st Floor Area	1,787 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	370 MADRUGA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32086-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	13-35 ST AUG SHORES UNIT 4 LOT 25 BLK 117 OR2020/1908 &3485/874(Q/C) & 4238/38(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 4
Legal Block	117
Legal Lot Number	25
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1010
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	370 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2016 · Amount on Record
Deed Sale	Aug 11, 2016 · Amount on Record
Prior Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	201651838
Deed Book / Page	4238 / 38
Prior Transfer Date	Aug 5, 2016
Prior Transfer Doc	0042380038
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	370 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127

Mortgage

Document Number	0055471643
Date	Apr 28, 2022
Book Page	5547/1643
Instrument	2022043811

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	370 MADRUGA AVE, SAINT AUGUSTINE, FL 32086-7127
Document Number	0043101494
Book / Page	004310 / 001494
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	370 MADRUGA AVE ST AUGUSTINE FL 320867127, ST AUGUSTINE, FL 32086-7127

Mortgage

Document Number	0043101494
Date	Jan 3, 2017
Book Page	004310/001494
Instrument	49

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,914 (+2.7%)	$325,305 (-13.66%) Land $97,267 Building $228,038
2025	$1,581.00 (+16.34%) Homeowner's exemption	$131,367 (+2.9%)	$376,787 (+0.96%) Land $91,800 Building $284,987
2024	$1,359.00 (+2.41%) Homeowner's exemption	$127,665 (+3%)	$373,200 (+3.42%) Land $91,800 Building $281,400
2023	$1,327.00 (+4.24%) Homeowner's exemption	$123,947 (+3%)	$360,872 (+10.36%) Land $91,800 Building $269,072
2022	$1,273.00 Homeowner's exemption	$120,337	$327,008 Land $59,405 Building $267,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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