370 Larkin Vw, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 370 Larkin Vw, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,509 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (May 2019)
Tax Bill	$19,761 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-142-43`

Property Details

APN / Parcel Number

Primary APN	`049-142-43`
Alternative APN	`049-142-43-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,509 sqft Living Area
Gross Area	4,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	490 sqft
Patio Area	490 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	370 LARKIN VW
City	WATSONVILLE
State	CA
Zip	95076-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SAN ANDREAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2021
Census Tract	122402

Owner

370 Larkin Vw is owned and occupied by two individuals who bought it in May 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit WEST COAST COMMUNITY BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 21, 2019	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	201913507
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0000032201
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LARKIN VW, CORRALITOS, CA 95076-8325

Mortgage

Document Number	0000026916
Date	Dec 11, 2025
Instrument	2025-0026916

Lender

Name	WEST COAST COMMUNITY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325

Mortgage

Document Number	0000032888
Date	Aug 26, 2020
Instrument	2020-0032888

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 21, 2019
Property Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325
Document Number	0000013507
Instrument Date	May 17, 2019
Instrument	2019-0013507
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325

Mortgage

Document Number	0000013508
Date	May 21, 2019
Instrument	2019-0013508

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2018
Property Address	370 LARKIN VW, WATSONVILLE, CA 95076-8325
Document Number	0000032201
Instrument Date	Oct 17, 2018
Instrument	32201
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	370 LARKIN VW WATSONVILLE CA 950768325, WATSONVILLE, CA 95076-8325
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 370 Larkin Vw was $19,761 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,706,744 (+2%) Land $1,137,829 Building $568,915
2025	$19,761.00 Homeowner's exemption	$1,673,279 Land $1,115,519 Building $557,760
2023	$18,108.00 (+1.85%) Homeowner's exemption	$1,608,303 Land $1,072,202 Building $536,101	$1,482,930
2022	$17,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Larkin Vw in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Larkin Vw is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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